Computer Fraud and Security
type: channel
description: Journal Name: Computer Fraud and Security ISSN: 1361-3723 Journal E-mail: editor@computerfraudsecurity.com Paper Publication Fee: 1500 USD Welcome to the Computer Fraud & Security Journal (CFSJ), your premier source for insights and research in the rapidly evolving fields of cybersecurity, fraud prevention, and digital security. Our Mission At CFSJ, our mission is to provide a comprehensive platform that bridges the gap between academic research and practical application in the world of computer fraud & security. We are dedicated to advancing the understanding of cybersecurity threats, fraud prevention techniques, and the technologies that protect digital assets. Our goal is to empower researchers, practitioners, and decision-makers with the knowledge and tools they need to combat cyber threats effectively. What We Do CFSJ is a leading peer-reviewed journal that publishes cutting-edge research and analysis on various aspects of computer fraud & security. Our content includes: Original Research Articles: In-depth studies and innovative research findings that push the boundaries of knowledge in cybersecurity and fraud prevention. Review Articles: Comprehensive overviews of current trends, challenges, and advancements in the field. Case Studies: Real-world applications and analyses of cybersecurity incidents and fraud cases. Technical Notes: Short reports on emerging technologies, methodologies, and tools in the domain of computer security. Our Editorial Team Our editorial board comprises experts from academia, industry, and government sectors, each bringing a wealth of knowledge and experience to the table. Our reviewers are specialists in their fields, ensuring that the content we publish is of the highest quality and relevance. Why Choose Us? Expertise: Our contributors are recognized leaders in cybersecurity and fraud prevention, providing authoritative and up-to-date information. Quality: We uphold rigorous standards for research and review, ensuring that every ar…
publisher: Computer Fraud and Security
language: en-US
publication name: Computer Fraud and Security
issn: 1361-3723
items: Secure Platform Engineering for Multi-Cloud API Platforms: A Unified Model for Identity, Encryption, and Policy Governance
items: Transforming Financial Systems: How Modern Platform Architecture Enables Economic Access and Trust
items: Human–AI Collaboration in Insurance Fraud Detection: Ethical Cloud-Native Architectures for Fair and Transparent Decision Support
items: Safeguarding Personal Information Privacy in AI-Driven Data Engineering: Challenges and Protection Strategies
items: Infrastructure Optimization Techniques for Enterprise Integration Platforms: A Comprehensive Analysis
items: Transforming Payment and Treasury Reconciliation Through Process Mining and Exception Playbooks
items: Blockchain Technology as Trust Infrastructure for Third-Party Risk Management
items: Understanding Cloud Network Segmentation: How Logical Boundaries Strengthen Enterprise Security
items: Zero-Trust Identity Governance for Multi-Cloud Enterprises: A Comprehensive Framework for Modern Security Architecture
items: Advanced Caching Strategies for High-Throughput Large Language Model Serving
items: Implementing Fault Tolerance in Enterprise Web Applications: A Technical Review
items: Privacy-Preserving Percentile Visualization for Digital Marketplace Performance Metrics
items: System and Experience Design Features for State-of-the-Art and an Award-Winning Mobile Banking App
items: Vector Search Optimization for Scalable Information Retrieval in Low-Latency Applications
items: Zero-Knowledge Mandates: Privacy-Preserving Delegation & Spend Controls for AP2 Across Heterogeneous Rails
items: Architecting Privacy-Preserving Distributed Systems for Handling User Data
items: Comparative Evaluation of Deep Learning Architectures for Human Action Recognition
items: Real-World Guide to Implementing IDP-Initiated SSO in Keycloak
items: Process Automation and System Optimization in Enterprise ERP Ecosystems: A Multi-Layer Framework
items: NoSQL Migration and High-Availability Architecture
items: Virtual Switches and Network Overlays: The Foundation of Modern SDNs
items: A Foundational Data Governance Strategy for Small to Mid-Sized Technology Companies: Establishing Control without Compromising Delivery Velocity
items: AI-Driven Transformation of Supply Chain Payment Systems: From Net 90 to Instant Liquidation
items: Agent-Aware Zero Trust: A Framework for Securing Agentic AI in SASE and Cloud Architectures
items: Event-Driven Workflow Automation Across Retail, Financial Services, and Insurance Enterprises: A Cross-Industry Architectural Study
items: Harnessing Artificial Intelligence for Industrial Equipment Maintenance: Moving Toward Predictive, Autonomous, and Intelligence-Driven Operations
items: From Compliance to Resilience: Rethinking Cybersecurity Metrics in State Government
items: AI-Driven Distributed Systems for Predictive Network Planning and Optimization in Telecommunications
items: Predictive Behavioral Analytics: A Machine Learning Framework for Proactive Fraud Mitigation in Digital Payments
items: Scalable Cloud Data Architecture for Enhanced Financial Decision-Making: Addressing Legacy Platform Limitations
items: Distributed Synthetic Twin Generation: A Unified Mathematical Framework for Federated Conditional GANs with Non-IID Data and Fine-Grained Access Control
items: From Monolith to Multi-Region Cloud Databases: A Step-by-Step Guide for High-Availability Migrations
items: Refined ReLU and Smooth Refined ReLU: A Bounded-Negative Activation Family Bridging ReLU Simplicity and GELU Smoothness
items: Cybersecurity-Centric Medical Device Firmware Development: The Role of IEC 62304 and Embedded Real-Time Operating Systems (RTOS) in Ensuring Safety and Compliance
items: Mainframe Modernization: Strategic Frameworks for Enterprise Transformation
items: AI-Powered Site Reliability Engineering: Integrating Intelligent Automation with Proven Design Patterns
items: Intelligent Knowledge Systems: Transforming Software Engineering Through Contextual AI
items: Understanding Memory-related Threats and Vulnerabilities in Large Language Models
items: Cloud-Native Architectures for Large-Scale Remote Sensing and Geospatial Data Platforms
items: Responsible LLM Systems: Governance, Safety, and Evaluation Frameworks for Enterprise AI Agents
items: A Unified Call and Application Signaling Framework for Financial Fraud Prevention
items: Retracted
items: Privacy-Preserving Multi-Institution Learning for Regulated Medical Imaging and Digital Health Platforms
items: Access Recertification Is Broken: Rethinking Identity Governance for Modern Enterprises
items: Identity Governance and Security Automation: A Technical Framework for Enterprise Access Management
items: AI-Enabled Zero-Trust Security Architecture at Network Edge
items: Governed Hyperautomation for CRM and ERP: A Reference Pattern for Safe Low-Code, RPA, and Generative AI at Enterprise Scale
items: Revolutionizing Telepresence: Seamless Life-Sized Holographic Imaging in Real-Time
items: https://www.computerfraudsecurity.com/index.php/journal/article/view/966
items: An Adaptive AI-Driven Framework for Optimizing Core Web Vitals in Large-Scale Digital Platforms
items: Architectural Patterns for AI-Integrated Enterprise Systems: Governance, Scalability, and Operational Latency Considerations
items: Secure Retrieval-Augmented Generation: Preventing Data Leakage with Provenance and Policy Enforcement
items: Agentic AI in E-Commerce: Security Risks of Autonomous Decision Loops in Discovery, Pricing, and Routing Systems
items: ML-Powered Root Cause Analysis and Automated Remediation for Java Microservices
items: Governance and Safety in Autonomous Cloud Systems
items: Autonomous Delivery Systems: Technological Approaches and Implementation Considerations for Retail Logistics Transformation
items: Detecting Financial Collusion Through Graph Analytics: A Procure-to-Pay and Payroll Fraud Detection Framework
items: Closed-Loop Binary Optimization: Integrating De-Identified Production Telemetry into the Build Lifecycle
items: Architecting an Autonomous Compliance Infrastructure: An Agentic AI Framework for Legal-Critical Tax Systems
items: Governing Large-Scale AI Transformation Programs in Enterprise Organizations
items: Predictive Reliability Modeling for Regulatory Systems in Modern Financial Institutions
items: Smart Retail Fuel Systems: IoT-Enabled Solutions for Loss Prevention and Environmental Safety
items: Cox Distributions and Multiphase Distributions
items: Validation of a Phishing Risk Model in the Banking Sector based on Historical Data
items: AI-Based Predictive Safety Maintenance Using Connected Vehicle Data to Reduce On-Road Failures and Improve Customer Service Outcomes
items: The Integration and Impact of Exoskeletons in Product Lifecycle Management (PLM)
items: Multi-Agent Orchestration for Intent-Based Network Operations: Automated Diagnosis and Remediation at Scale
items: Security Architecture Patterns for High-Volume Distributed Enterprise Platforms
items: Leveraging AI-Driven Predictive Analytics and Real-World Evidence for Enhanced Clinical Decision-Making and Real-Time Healthcare Data Optimization
items: Privacy-Preserving Analytics as a Platform Primitive in Healthcare Data Systems
items: Architecting Virtualized Enterprise Intelligence: A Framework for Secure, Fraud-Resilient Analytics
items: Advanced Control Architectures for Single-Use Bioreactors in Cell and Gene Therapy Manufacturing

Secure Platform Engineering for Multi-Cloud API Platforms: A Unified Model for Identity, Encryption, and Policy Governance
type: item
description: Multi-cloud API ecosystems introduce architectural inconsistency, security fragmentation, and increased operational risk due to heterogeneous identity systems, gateway models, policy engines, cryptographic tooling, and observability stacks. As enterprises deploy APIs across AWS, Azure, and GCP, the need for a unified, repeatable, and secure platform engineering model becomes critical. This article proposes a reference architecture for Secure Multi-Cloud API Platform Engineering, emphasizing identity federation, Zero Trust boundaries, policy-driven service communication, encryption-in-transit standards, and cross-cloud governance. Empirical industry data shows rising misconfiguration risks, growing east-west traffic, and elevated attack surfaces in multi-cloud environments. This article provides actionable best practices, a prescriptive architecture model, threat considerations, and implementation guidance for large-scale enterprises seeking a consistent API security posture across heterogeneous cloud providers.
creator: Ronak Patel
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 01
ending page: 12
doi: 10.52710/cfs.871

Transforming Financial Systems: How Modern Platform Architecture Enables Economic Access and Trust
type: item
description: The transformation of financial platforms through modern architecture represents a fundamental shift in economic participation and accessibility. This article examines how event-driven architectures, blockchain technology, artificial intelligence, and microservices patterns collectively enable transparent, inclusive, and compliant financial systems that extend sophisticated services to previously underserved populations. Beginning with the acceleration of digital financial inclusion during the COVID-19 pandemic, the article examines how serverless computing and event sourcing enable the creation of immutable audit trails, transforming regulatory compliance from periodic verification to continuous, programmatic enforcement. The article demonstrates how schema federation and API-driven access reduce information asymmetry between large institutions and smaller participants, while blockchain-based cross-border payment networks eliminate intermediary fees and accelerate settlement times for remittances serving economically disadvantaged corridors. Machine learning algorithms revolutionize credit assessment by analyzing alternative data sources, enabling platforms to extend financing to small businesses lacking conventional credit histories. The article addresses critical ethical considerations, including the detection of algorithmic bias, fairness constraints, and the responsibilities of engineering teams in designing systems that promote economic equity. By examining the intersection of transparent blockchain infrastructure and intelligent AI automation, this article illustrates how architectural decisions directly influence market accessibility, trust-building, and financial inclusion, positioning software design as a vehicle for ethical commerce and demonstrating that technical choices can simultaneously achieve operational excellence and advance social equity in global financial systems.
creator: Vijay Kishorkumar Jothangiya
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 13
ending page: 20
doi: 10.52710/cfs.872

Human–AI Collaboration in Insurance Fraud Detection: Ethical Cloud-Native Architectures for Fair and Transparent Decision Support
type: item
description: Claims fraud detection systems are confronted with pressing issues regarding balancing efficiency with ethical due diligence as more organizations migrate towards cloud-native architectures and AI-driven autonomous decision-making. The merging of computing models with ML capabilities facilitates concurrent data processing from varied sources, thereby raising pressing dilemmas on fairness, explainability, and accountability for claim assessment. Cloud-native architectures and designs offer structured blueprints for developing fraud detection systems with human diligence, explainability tools, and bias removal tools incorporated at junctures for critical decisions. Microservices designs, event-processing architectures, and containerized designs offer flexible architectures amenable for building systems with independent components for ethical safeguarding and prediction analytics seamlessly. Distributed data processing platforms enable stable and equal data access with audit trail capabilities vital for regulatory functions. Auto-scaling infrastructures optimize system efficiency without degraded performance under fluctuating usage demands, preventing hasty decisions with an influx of claims. Human-readable descriptions from AI with explainable components make feasible domain-expert interpretations on fraud detection. Process mining tools analyze workflow patterns, identifying opportunities for collective improvements on system efficiency and fairness. Social implications for these technologies and planning considerations include trust and fairness in financial service accessibility and service enablement among policyholders and wholesale challenges on algorithmic and AI-driven legitimacies.
creator: Harender Bisht
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 21
ending page: 28
doi: 10.52710/cfs.873

Safeguarding Personal Information Privacy in AI-Driven Data Engineering: Challenges and Protection Strategies
type: item
description: The interation of data engineering processes with artificial intelligence has essentially transformed the handling of personal information by organizations, posing an enormous privacy risk in real-time data processing and automated workflow configurations. Ordinary security cannot be used to address the special issues that systems based on AI that continuously process streaming data and are distributed across architectures present. In the case of machine learning models operating on high-velocity data streams, they introduce points of exposure to the data lifecycle, specifically during ingestion and model inference. This implies that privacy protection strategies should be algorithmic and operate with strict time and computational constraints. Privacy-preserving technologies, such as differential privacy, federated learning, homomorphic encryption, and secure multi-party computation, among others, can be used to safeguard sensitive data and enable AI applications to work with the required data simultaneously. Privacy-by-design principles and privacy engineering methodology are organizational frameworks that provide systematic means of integrating privacy protections into every phase of system development. Legal requirements, including technical controls and governance processes, are outlined by the GDPR, CCPA, and new AI-specific rules to ensure data engineers comply with them. Privacy technologies do not only fulfill the legal requirements, but their impact on the economy and society is far more drastic. They radically alter the competitive landscape of the business, the level of trust that customers have in one another, and the operation of digital rights in societies that are becoming more data-driven. The decisions that organizations make about privacy protection must be balanced against their sustainability commitments, since privacy systems with high consumption of computing resources do have environmental impacts. Active privacy engineering strategies assist …
creator: Anandan Dhanaraj
rights: Copyright (c) 2026 Computer Fraud and Security
date: 2026-01-12
publication date: 2026-01-12
starting page: 29
ending page: 36
doi: 10.52710/cfs.874

Infrastructure Optimization Techniques for Enterprise Integration Platforms: A Comprehensive Analysis
type: item
description: The challenges of performance, scalability, and reliability of modern enterprise integration platforms have never been higher due to the rapid uptake of cloud-native infrastructures and microservices-based applications by organizations. The optimization of infrastructure has become a highly important field of study with direct implications on system throughput, the use of resources, and the cost of operation. The paper looks at the basic techniques and the best practices that can be used to optimize infrastructure within enterprise integration environments, and this includes architectural patterns, deployment strategies, resource management approaches, and continuous improvement methodologies. The API-led connectivity is a paradigm shift from the traditional point-to-point integration methods, where assets of integration are structured to form three different layers that isolate concerns and allow their independent optimization. Container orchestration platforms transformed the management of the integration workloads through the automation of the deployment, scaling, and recovery processes. Directly dependent on efficient data transformation and processing methods are the computational intensity and resource consumption of integration workloads. Transformations that stream data as it arrives instead of loading an entire set of data can save a large amount of memory. Extensive monitoring and performance analysis are the basis of determining optimization opportunities and ensuring the efficiency of infrastructure changes. Companies that use overall optimization plans are always able to make substantial improvements in throughput with lower infrastructure costs, which provides substantial value to the business as a whole in terms of the capability of the system and the overall cost-effectiveness.
creator: Venkata Pavan Kumar Gummadi
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 37
ending page: 44
doi: 10.52710/cfs.875

Transforming Payment and Treasury Reconciliation Through Process Mining and Exception Playbooks
type: item
description: Enterprise payment and treasury reconciliation are weakened by siloed systems, identifier misalignment, and time lags between payment gateways, internal and bank software, and accounting, and even inefficiencies in spreadsheet-based reconciliation processes with large exception backlogs needing manual processing. Process mining technology extracts event logs from transactional systems, reconstructs the actual reconciliation process, and diagnoses bottlenecks and exception patterns. The presence of domain knowledge improves the quality of anomaly detection through process mining compared to generic algorithmic methods. Exception playbooks codify how resolution is performed, using the process mining analytics captured by the vendor-neutral process, and are executed in Java enterprise architectures. Microservices implementations using event streaming systems enable high-throughput reconciliation. Distributed tracing and immutable audit logs help support regulatory compliance. Variability modeling techniques, on the other hand, enable the building of exception handling logic based on classifications. By linking process mining diagnostics to systematic exception management systems, automated reconciliation replaces reactive investigatory methods, thereby improving the control environment, increasing the speed of cycle-time, and optimizing the working capital requirement.
creator: Khader Ahmed Mohammed
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 45
ending page: 51
doi: 10.52710/cfs.876

Blockchain Technology as Trust Infrastructure for Third-Party Risk Management
type: item
description: Contemporary organizational ecosystems are critically vulnerable in third-party risk management frameworks due to centralized databases, fragmented documentation systems, and manual processes of assessment. Traditional approaches result in huge inefficiencies through redundant audits, version control complexities, and delayed responses for compliance along multi-jurisdictional vendor networks. The blockchain architecture introduces a fundamental architectural transformation through distributed ledger mechanisms, creating immutable audit trails, cryptographic verification protocols, and decentralized trust formation across organizations. The article reviews how blockchain works as an integrity infrastructure within regulatory technology ecosystems, allowing the automation of compliance through smart contracts, making transparent records available for authorized stakeholders, and removing single-point vulnerabilities from centralized control systems. The technical mechanisms for implementation include immutable vendor record systems, which integrate fragmented documentation into unified, tamper-proof ledgers; smart contract automation that allows deterministic outcomes in governance; and distributed assurance networks, which allow audit verification among multiple organizations. Regulatory dimensions are related to preserving privacy through hybrid on-chain and off-chain architectures, legal recognition challenges of smart contracts within jurisdictional frameworks, and ethics in governance requirements for human input within automated ecosystems of decisions. Implementation challenges involve the complexity of legacy system integration, the development of a structure for consortium governance, scalability constraints, and the scarcity of talent. Future trajectories include hybrid ecosystems, integrating blockchain's immutability with advanced analytics, tokenized reputation frameworks, and integrations with emerging technologies such as artificial intelligence and di…
creator: Sagar Sudhir Behere
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 52
ending page: 60
doi: 10.52710/cfs.877

Understanding Cloud Network Segmentation: How Logical Boundaries Strengthen Enterprise Security
type: item
description: The migration from traditional data centers to cloud computing has fundamentally transformed network segmentation practices, replacing physical hardware boundaries with software-defined logical isolation mechanisms. This article examines how cloud network segmentation utilizes policy-based controls to create flexible, adaptive security boundaries that protect enterprise systems while accommodating the dynamic nature of modern infrastructure. Rather than relying on fixed hardware appliances, cloud segmentation employs virtual networks, security groups, and identity-informed policies to control communication between applications, users, and data. The article explores core technical concepts, including policy-based traffic control, identity integration, and context-aware routing, demonstrating how these mechanisms prevent unauthorized access and limit lateral movement during security incidents. Practical implementation approaches reveal how organizations across financial services, healthcare, and software-as-a-service sectors deploy segmentation to protect sensitive assets and meet regulatory obligations. Comparative evaluation against traditional methods highlights advantages in flexibility, scalability, and operational efficiency, though challenges remain in managing policy complexity and integrating legacy applications. Emerging trends suggest artificial intelligence, service mesh architectures, and evolving Zero Trust models will further enhance segmentation capabilities. The article indicates that logical boundaries offer enterprises robust security controls that adapt to changing workloads while simplifying network management and supporting compliance requirements in increasingly distributed computing environments.
creator: Vaibhav Anil Vora
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 61
ending page: 69
doi: 10.52710/cfs.884

Zero-Trust Identity Governance for Multi-Cloud Enterprises: A Comprehensive Framework for Modern Security Architecture
type: item
description: Contemporary enterprise security architectures face unprecedented challenges in managing identity governance across distributed multi-cloud environments where traditional perimeter-based controls prove inadequate for protecting organizational assets. Zero-Trust Identity Governance emerges as a transformative security paradigm that eliminates implicit trust assumptions while establishing identity as the primary security perimeter for access control decisions. This article presents a comprehensive framework that integrates Zero-Trust Architecture principles with advanced Identity Governance and Administration capabilities specifically designed for heterogeneous cloud ecosystems. The framework addresses critical gaps in existing multi-cloud security solutions through unified policy enforcement mechanisms, automated compliance monitoring, and behavioral analytics integration. Implementation across diverse enterprise environments demonstrates substantial improvements in security posture, governance efficiency, and regulatory compliance capabilities. Organizations achieve significant reductions in access sprawl and privilege escalation incidents while streamlining audit preparation processes and enhancing threat detection capabilities. The framework establishes automated identity lifecycle management that spans multiple cloud platforms while maintaining consistent security controls and comprehensive audit accountability. Machine learning integration enables predictive access governance and behavioral anomaly detection that provides proactive threat prevention capabilities. The article establishes a foundation for next-generation identity governance systems that leverage artificial intelligence and automation to address evolving security challenges in multi-cloud enterprise environments.
creator: Naga Yeswanth Reddy Guntaka
rights: Copyright (c) 2026
date: 2026-01-17
publication date: 2026-01-17
starting page: 70
ending page: 81
doi: 10.52710/cfs.887

Advanced Caching Strategies for High-Throughput Large Language Model Serving
type: item
description: The deployment of Large Language Models (LLM) in enterprise applications faces significant computational and economic challenges due to their substantial resource requirements and inference latency. This technical review explores innovative caching strategies that transcend traditional methods to enhance LLM serving efficiency through prompt caching techniques. Prompt caching represents a paradigm shift from output-based to process-based optimization by storing intermediate computational states generated during transformer inference, enabling the reuse of cached states for subsequent requests with similar prompt patterns. The implementation involves sophisticated state management mechanisms that handle multi-dimensional transformer computations, including attention weights, hidden representations, and positional encodings across hierarchical cache structures. Cache invalidation logic addresses the probabilistic nature of LLM generation while managing dependencies across transformer layers, requiring advanced dependency tracking mechanisms to maintain cache integrity. Memory management strategies employ dynamic compression techniques and predictive allocation algorithms to handle variable-length cached states efficiently. Distributed serving integration demands sophisticated coherence protocols, intelligent load balancing, and fault tolerance mechanisms to maintain consistency across multiple serving nodes. Performance optimization demonstrates substantial improvements in latency reduction, computational cost savings, and memory efficiency while supporting sustainable AI deployment through reduced energy consumption and carbon footprint.
creator: Bhaskar Goyal
rights: Copyright (c) 2026
date: 2026-01-17
publication date: 2026-01-17
starting page: 82
ending page: 88
doi: 10.52710/cfs.888

Implementing Fault Tolerance in Enterprise Web Applications: A Technical Review
type: item
description: System failures pose serious threats to enterprise web applications. User trust and interruption of business operations are impacted due to these disruptions. It now appears that for a mission-critical environment to be viable, continuous service availability must be a given. The techniques discussed in this article are geared toward creating resilient enterprise systems, which allow organisations to maintain their critical business operations. Data replication allows users to access data from multiple machines when there is a failure of one or more servers. Distributing an application's workload across multiple physical devices will help minimize the risk that a single point of failure will result in a disruption in services. In addition, if a server does go down, the user will not have to wait for an individual to restart the original server because the system will automatically redirect the user to another server. Geographic distribution offers protection when entire regions experience outages. Real-time monitoring provides visibility into system health. Circuit breakers stop failures from spreading through distributed architectures. Proper session management keeps user experiences smooth during server transitions. Implementation brings real challenges, though. Infrastructure costs increase. Performance takes a hit. Operations become more complex. Distributed systems force difficult decisions about consistency. Budget constraints compete with reliability requirements. Chaos engineering validates the ability of failover services to work as expected when required. A shift to serverless computing and orchestration technology is changing how organisations can automatically implement fault-tolerant solutions. To maintain business continuity, all organisations must balance their technical solutions with people, processes, and policies.
creator: Prem Reddy Nomula
rights: Copyright (c) 2026
date: 2026-01-17
publication date: 2026-01-17
starting page: 89
ending page: 99
doi: 10.52710/cfs.889

Privacy-Preserving Percentile Visualization for Digital Marketplace Performance Metrics
type: item
description: Digital marketplace platforms face increasing regulatory pressure to balance analytical utility with privacy protection when displaying vendor performance metrics. This article presents a comprehensive theoretical framework for privacy-aware visualization of percentile-based performance metrics that maintains analytical insight while protecting sensitive competitive intelligence and operational data. Our framework represents novel theoretical contributions addressing critical challenges in competitive marketplace environments through three core obfuscation techniques, percentile-range abstraction, endpoint approximation, and noise-calibrated interval sampling, integrated with differential privacy mechanisms to create visualizations that support informed decision-making without exposing underlying data distributions. We address critical limitations in traditional privacy-preserving approaches by introducing novel methods for handling duplicate values in performance datasets, a pervasive challenge in real-world marketplace metrics. Experimental validation through simulated performance datasets demonstrates that such techniques can substantially reduce information leakage while preserving analytical utility. This framework contributes both theoretical advances in privacy-preserving visualization design and practical implementation strategies applicable to e-commerce platforms, service marketplaces, enterprise monitoring systems, and regulated industries. Our work establishes new conceptual benchmarks for balancing transparency and confidentiality in performance monitoring systems while addressing compliance requirements under GDPR, CCPA, and emerging data protection frameworks.
creator: Vivek Krishnan
rights: Copyright (c) 2026
date: 2026-01-17
publication date: 2026-01-17
starting page: 100
ending page: 110
doi: 10.52710/cfs.890

System and Experience Design Features for State-of-the-Art and an Award-Winning Mobile Banking App
type: item
description: The distinguishing feature for a state-of-the-art and an award-winning mobile banking application is the precision of system design and architecture paired with deliberate user experience design that enables financial institutions to provide secure, seamless, scalable, responsive and intelligent mobile interactions at enterprise scale. This technical review explores the foundational elements empowering leading banks to orchestrate complex security and authentication mechanisms, money movement operations, payment infrastructure, intelligent product recommendations, and financial wellness experiences through unified enterprise-grade design systems and modular architectures. The content presents a comprehensive case study of a global banking institution serving millions of monthly active users that successfully transformed its mobile banking platform through domain-driven microservices architecture, Zero Trust security frameworks, and atomic design principles. The transformation addressed critical challenges, including achieving sub-second response times (reduced latency), implementing dynamic personalization capabilities, ensuring zero downtime during feature deployments, and establishing scalable foundations for anticipated growth. Implementation strategies addressed secure payment channel integration, multi-factor authentication protocols, fraud detection mechanisms, and mobile application deployment across major platforms. Performance outcomes demonstrated substantial improvements in transaction processing speed, user engagement metrics, and authentication completion rates. The framework provides replicable patterns for financial institutions pursuing digital transformation while maintaining enterprise-grade security and regulatory compliance.
creator: Vijay Narayanan
rights: Copyright (c) 2026
date: 2026-01-17
publication date: 2026-01-17
starting page: 111
ending page: 121
doi: 10.52710/cfs.891

Vector Search Optimization for Scalable Information Retrieval in Low-Latency Applications
type: item
description: In this paper, it is analysed how the modern search systems of vectors are made faster, more accurate and can be easily scaled. It is based on qualitative method in order to review the ideas of research articles, a system within the industry and technical reports. According to the results, it may be reduced with the help of good index structure, adaptive search algorithms and strong design of hardware and software that minimizes the latency and improves the recall. The memory tiering, graph indexes and hybrid search models and their use in supporting large workload e.g. RAG and recommendation are also outlined in the paper. The results show that small contribution of algorithms, memory and hardware in a large number are added to make sure that in real life, the search of vectors is fast and efficient.
creator: Anuraag Mangari Neburi
rights: Copyright (c) 2026
date: 2026-01-24
publication date: 2026-01-24
starting page: 122
ending page: 130

Zero-Knowledge Mandates: Privacy-Preserving Delegation & Spend Controls for AP2 Across Heterogeneous Rails
type: item
description: Current agent payment standards enable transactions across varied infrastructure, including card systems, banking channels, and blockchain platforms, through cryptographic mandates binding user intentions to agent actions. These mandates create authorization structures while revealing critical vulnerabilities in transaction privacy protection, fine-grained delegation management, and cohesive governance implementation across multiple payment infrastructures. Zero-Knowledge Mandates introduce cryptographic techniques allowing agents to demonstrate compliance with spending restrictions while concealing constraint details from verifiers. Agents demonstrate compliance with spending caps, approved vendors, and time restrictions while keeping financial details and payment channel choices hidden. The system uses compact cryptographic proofs that allow verification without exposing mandate terms, user account information, or transaction routing. Core security guarantees include execution unlinkability, preventing transaction correlation, and verifiable compliance, ensuring constraint adherence. Technical implementation utilizes efficient proof systems, maintaining real-time transaction processing requirements. Evaluation addresses computational performance, information leakage boundaries, and practical deployment considerations across heterogeneous payment networks. The resulting architecture provides the first comprehensive privacy-preserving authorization primitive for autonomous commercial agents operating across multiple financial infrastructures simultaneously.
creator: Hirenkumar Patel
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
starting page: 131
ending page: 139
doi: 10.52710/cfs.900

Architecting Privacy-Preserving Distributed Systems for Handling User Data
type: item
description: Distributed systems that handle sensitive user data face concerning issues in ensuring the end-to-end encryption of the data lifecycle. This article introduces an architecture that guarantees encrypted user data transmission from the source to processing stages, till storage, and is only decrypted in cryptographically-secure environments. The system incorporates hardware security modules to guard encryption keys, trusted execution environments in confidential virtual machines to process encrypted data without exposing plaintext, and authenticated encryption to support persistent storage. Remote attestation protocols ensure the integrity of code before decryption, whereas binary transparency mechanisms permit independent verification of processing behavior. The architecture solves the threats to encrypted data, such as key compromise, memory extraction, storage tampering, and insider access, using layered cryptographic controls. Guidance on implementation includes the initiation of client-side encryption, secure key distribution hierarchies, isolated processing in hardware enclaves, and integrity-protected storage mechanisms. The resulting system allows enterprises to provide cryptographic security of user data over a distributed infrastructure and comply with regulatory data confidentiality requirements and privacy-preserving analytics with differential privacy methods.
creator: Projjal Ghosh
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
starting page: 140
ending page: 146
doi: 10.52710/cfs.901

Comparative Evaluation of Deep Learning Architectures for Human Action Recognition
type: item
description: Human action recognition, or video-based activity classification, remains a challenging task due to complex spatiotemporal dynamics, variations in viewpoint, and motion blur. This study presents a comparative evaluation of three state-of-the-art deep learning architectures for video action recognition: Temporal Segment Networks (TSN), 3D Convolutional Networks (C3D), and Two-Stream Inflated 3D ConvNets (I3D). The models were implemented using the UCF101 dataset, comprising 13,320 videos from 101 action categories. Extensive preprocessing was performed to extract and resize video frames and optical flows. Experimental results demonstrate that C3D achieved the highest test accuracy of 83.2%, followed by I3D with 74.5% and TSN with 38.1%. Despite the computational cost, 3D convolutional architectures provided superior spatiotemporal feature learning. The findings highlight the trade-off between model complexity and training efficiency, and suggest that with improved computational resources, both I3D and TSN could achieve performance closer to current state-of-the-art benchmarks.
creator: Ravindersingh Rajpal
rights: Copyright (c) 2026 Computer Fraud and Security
date: 2026-01-29
publication date: 2026-01-29
starting page: 147
ending page: 152
doi: 10.52710/cfs.907

Real-World Guide to Implementing IDP-Initiated SSO in Keycloak
type: item
description: IDP-initiated SSO is a key feature in Keycloak that lets organizations enable federated authentication across a portfolio of applications. This document describes the architecture, configuration, and operation of IDP-initiated SAML flows where Keycloak is a service provider that receives unsolicited authentication assertions from an external identity provider. When interoperating with enterprise identity providers such as Microsoft Entra ID and Okta, or legacy SAML identity providers, attention must be paid to metadata compatibility, endpoint configurations, signature validation, and attribute profiles. In production deployments, enterprises must implement security features such as certificate rotation, clock skew, assertion lifetime validation, and single logout to maintain a secure authentication posture. Support for RelayState URL parameters improves post-authentication routing between multiple applications. Wide-ranging logging in Keycloak may assist during the integration process. When configured correctly, IDP-initiated SSO with Keycloak enables a better authentication experience, reducing login prompts and minimizing user cognitive load in traversing a collection of applications from centralized dashboards and portals. This depends on the knowledge of the SAML specification as well as the details of SAML implementation variations, performance tuning and optimization best practices, operational monitoring, and statistics tools. Organizations that have properly configured federated identity systems find they achieve measurable help desk, policy, and productivity benefits through reduced help desk calls, centralized policy enforcement, and consistent access patterns across application ecosystems.
creator: Vivek Koodakkara Shanmughan
rights: Copyright (c) 2026
date: 2026-01-31
publication date: 2026-01-31
starting page: 153
ending page: 459
doi: 10.52710/cfs.911

Process Automation and System Optimization in Enterprise ERP Ecosystems: A Multi-Layer Framework
type: item
description: Enterprise Resource Planning (ERP) platforms coordinate essential business activities across Procurement, Inventory Management (IM), Production, Logistics, and Finance (FI). Over time, organizations accumulate manual workarounds, fragmented workflows, and legacy integration patterns that restrict automation and reduce operational reliability. As business expectations shift toward real-time visibility and scalable efficiency, these limitations increasingly hinder performance. This article presents a structured, six-layer framework for process automation and system optimization within ERP-centered environments. The framework integrates baseline assessment, architecture definition, automation pathway selection, clean-core extensibility, data-driven optimization, and governance mechanisms. A composite warehouse fulfillment case demonstrates how the framework reduces manual effort, strengthens data consistency, and improves cycle time and throughput. The framework addresses persistent challenges, including cross-functional complexity, technical debt accumulation, and inconsistent integration patterns. By combining architectural alignment, process mining insights, modern API-based integration, intelligent automation capabilities, and embedded governance, organizations achieve sustainable modernization while maintaining ERP stability and long-term scalability across distributed operational environments.
creator: Shiva Kumar Bhuram
rights: Copyright (c) 2026
date: 2026-02-11
publication date: 2026-02-11
starting page: 460
ending page: 471
doi: 10.52710/cfs.921

NoSQL Migration and High-Availability Architecture
type: item
description: As organizations have begun migrating from customary single-node relational database architectures to distributed NoSQL data infrastructures, the limitations of RDBMSs have become clearer. Customary relational database architectures cannot satisfy national-scale enterprise applications with millions of concurrent users, sub-second query response times, and horizontal scalability. This article, based on years of experience migrating retail and financial services workloads to a NoSQL architecture with Five Nines high availability, presents a reference architecture and methodology to achieve the transition. The article presents the following four principles: access pattern optimization (data denormalization and partition key design to optimize data storage for queries), incremental migration (Strangler Fig pattern and shadow write techniques to safely migrate database schemas without corrupting a production database), event-driven architecture (change feeds to treat databases as an event source, decoupling services), and thorough fault tolerance (circuit breaker patterns to protect from cascading system failure rather than attempting to build a system that never fails). These four principles address the main challenge in designing distributed systems: how to achieve consistency, availability, and partition tolerance at the same time, while also ensuring good performance. Beyond performance, this article places Five Nines systems engineering in the social context of digital stewardship. The article recognizes that infrastructure reliability is a key property for millions of people using mission-critical platforms supporting mortgage processing to retail businesses and countless other applications. Climate and ecological sustainability are addressed by minimizing resource consumption to decrease the carbon footprint of cloud infrastructure computing, a challenge becoming increasingly pronounced at the national scale. Also, the calculated blueprint is a guide for architec…
creator: Rohit Wadhwa
rights: Copyright (c) 2026 Computer Fraud and Security
date: 2026-02-12
publication date: 2026-02-12
starting page: 472
ending page: 478
doi: 10.52710/cfs.922

Virtual Switches and Network Overlays: The Foundation of Modern SDNs
type: item
description: Software-Defined Networking (SDN) has radically redefined the network architecture of the XXI century by decoupling the control plane and the data plane, allowing unprecedented centralization, control, and automation. This technical article explores two foundational building blocks that underlie modern SDN deployments: virtual switches and network overlays. Virtual switches are software-defined Layer 2 devices deployed inside hypervisors, which deliver connectivity to virtualized workloads and have programmable forwarding tables that are responsive to centralized controllers. Multi-tenancy Network overlay technologies, such as VXLAN and GENEVE, address multi-tenancy issues by applying an encapsulation of Ethernet frames into IP packets to form logical network topologies that have no physical boundaries. A combination of these technologies provides a highly scalable architecture in which thousands of isolated virtual networks may co-exist on the shared physical infrastructure. It discusses the internal layouts of these components and how they integrate with each other, and design principles are employed that facilitate cloud-scale deployments. Through analysis of the interaction between distributed elements of forwarding and centralized control, the article gives network engineers the necessary information to design and operate modern cloud infrastructure.
creator: Rishi Kanth Alapati
rights: Copyright (c) 2026
date: 2026-02-12
publication date: 2026-02-12
starting page: 479
ending page: 485
doi: 10.52710/cfs.923

A Foundational Data Governance Strategy for Small to Mid-Sized Technology Companies: Establishing Control without Compromising Delivery Velocity
type: item
description: Data governance is a common operational issue for small and medium-sized technology organizations, balancing operational agility and risk. Governance is often deferred late into the development cycle under the assumption that it is premature optimization for a larger resource-rich enterprise with advanced and established governance programs. This misses the hidden costs of bad governance in security incidents, regulatory exposure, technical debt, and operational fragility. The framework outlined here grounds itself in foundational governance structures, as applied to common early-stage patterns such as monolithic relational databases, permissive access, and informal retention/security reviews. Semantic domain boundaries, tiered access models, explicit retention models, continuous security integration, and distributed ownership models are examples of security models that protect without dramatically restricting development velocities. These models employ lightweight interventions that naturally integrate into existing organization workflows. They also naturally scale as the organization is incrementally increased in complexity. Proactive governance prepares an organization for future architectural transformation, regulatory compliance, and advanced data capabilities, while avoiding the patchwork emergency responses typical of reactive governance. Its key advantage is codifying accountability and expectations for access, lifecycle, and other areas before they become expensive problems that need to be unwound after being secured.
creator: Amit Kumar Garg
rights: Copyright (c) 2026
date: 2026-02-12
publication date: 2026-02-12
starting page: 486
ending page: 492
doi: 10.52710/cfs.924

AI-Driven Transformation of Supply Chain Payment Systems: From Net 90 to Instant Liquidation
type: item
description: Traditional supply chain payment structures create significant liquidity challenges for suppliers through extended payment terms that can span several months, straining business relationships and constraining working capital availability. This article examines how artificial intelligence technologies are fundamentally transforming payment cycles by addressing the core barriers of processing friction and risk uncertainty that have historically necessitated prolonged payment windows. Through detailed article of AI-enabled instant payment frameworks, the article explores three critical components: autonomous invoice liquidation systems that employ neural networks for real-time document validation and approval routing, predictive dynamic discounting engines that optimize early payment offers based on supplier-specific cash flow patterns, and machine learning risk assessment mechanisms that provide instantaneous trust scores for payment authorization. The article investigates implementation frameworks, economic impacts, and organizational challenges associated with transitioning from term-based to data-driven payment approaches. Findings indicate substantial improvements in processing efficiency, working capital optimization, and supplier relationship quality, while also identifying technical, organizational, and regulatory obstacles requiring strategic mitigation. This transformation reframes supply chain payments as data optimization challenges rather than fixed-term obligations, enabling high-velocity digital transaction flows that benefit both buyers and suppliers. The article contributes to understanding how emerging technologies can resolve longstanding tensions in supply chain finance while identifying future directions for technological advancement and scholarly investigation.
creator: Srinivas Bhargava Jonnalagadda
rights: Copyright (c) 2026
date: 2026-02-12
publication date: 2026-02-12
starting page: 493
ending page: 504
doi: 10.52710/cfs.925

Agent-Aware Zero Trust: A Framework for Securing Agentic AI in SASE and Cloud Architectures
type: item
description: Enterprise networking is undergoing a fundamental transition as Secure Access Service Edge (SASE), cloud-native architectures, and software-defined control planes converge with advances in artificial intelligence. A new class of systems, referred to as Agentic AI, is emerging within these environments. Unlike traditional automation, agentic systems exhibit goal-directed behavior, adapt to environmental feedback, and execute actions with limited or no human intervention. While such autonomy promises significant gains in efficiency and resilience, it also destabilizes the deterministic assumptions underlying conventional Zero Trust and SASE security models. This paper introduces Agent-Aware Zero Trust, a security framework designed to govern autonomous, probabilistic agents operating within enterprise SASE and cloud environments. The framework treats autonomous agents as first-class identities subject to continuous behavioral verification, policy-bounded autonomy, and probabilistic trust enforcement. A threat taxonomy specific to agentic systems is presented, including objective drift, delegated privilege escalation, control-plane lateral movement, emergent multi-agent behavior, and decision opacity. To mitigate these risks, the paper proposes architectural mechanisms including cryptographic agent identity, hierarchical policy envelopes, dynamic trust decay models, telemetry-driven supervision, and deterministic kill-switches. This work presents a conceptual and architectural security framework, grounded in enterprise-scale SASE and cloud operations, rather than a controlled experimental or simulation-based evaluation. The objective is to establish a defensible security model for enterprises seeking to deploy autonomous networking systems while maintaining governance, compliance, and human oversight.
creator: Bhavinkumar Jayswal
rights: Copyright (c) 2026
date: 2026-02-12
publication date: 2026-02-12
starting page: 505
ending page: 511
doi: 10.52710/cfs.926

Event-Driven Workflow Automation Across Retail, Financial Services, and Insurance Enterprises: A Cross-Industry Architectural Study
type: item
description: The enterprises of the modern world have incorporated event-driven architectures and workflow automation as essential technologies. Their usage, however, differs a great deal within an industry depending on the regulatory restraints, priorities of operation, and the level of risk taken. This article offers a cross-industry architectural overview of event-based workflow automation within retail, financial services, and insurance companies. The article points out reusable design strategies that modify common architectural patterns to meet the specific needs of different industries, which helps in scaling these patterns, ensuring they are reliable, and making sure they can work in various types of businesses. Retail systems aim for quick responses and constant availability to handle a fast-paced environment with many transactions happening in different locations. Financial services architectures prioritize determinism, traceability, and strong consistency guarantees to meet strict regulatory mandates and provide comprehensive audit facilities. Insurance systems prioritize rule-based decision logic, document-centric processing pipelines, and the long-term state management of workflows. The analysis shows that even though the industry has specific rules about how to design systems, key methods like choosing which events to stream, organizing workflows clearly, managing state reliably, and ensuring everything can be monitored are common across the board. These recyclable design approaches are an indication of how companies can adopt scalable, dependable systems without compromising the compliance and effectiveness of all operations in the various operating environments.
creator: Makarand Gujarathi
rights: Copyright (c) 2026
date: 2026-02-17
publication date: 2026-02-17
starting page: 512
ending page: 519
doi: 10.52710/cfs.929

Harnessing Artificial Intelligence for Industrial Equipment Maintenance: Moving Toward Predictive, Autonomous, and Intelligence-Driven Operations
type: item
description: Asset-intensive industries are experiencing a profound shift in maintenance methodologies through artificial intelligence and sophisticated data analytics. Intelligent platforms, which offer prediction, prescription, and increasingly autonomous task execution, are replacing conventional maintenance frameworks characterized by failure-response protocols and calendar-based servicing schedules. This investigation examines how AI algorithms, trained using IoT sensor information, operational logs, and equipment histories, detect early deterioration indicators across vibration, thermal, and sound-based monitoring domains. Generative AI assistance tools are reshaping technical support by producing contextual action plans derived from documented failure patterns and service records. Combined architecture that bring together large-scale foundation algorithms and specialized domain models make it possible to analyze data and solve problems in real time in industrial settings. The use of digital replicas, voice-activated technician aids, and self-governing scheduling platforms points to a shift toward maintenance environments where machines can monitor themselves, find problems, plan work, and take corrective action with little help from people. Edge processing developments enable rapid anomaly identification, essential for geographically isolated or mission-critical equipment. The evolution of equipment servicing is moving away from manual assessment and fixed scheduling toward intelligent, self-directed, and adaptive learning platforms, converting maintenance operations from expense categories into strategic organizational strengths for enterprises operating sophisticated equipment portfolios.
creator: Hari Krishna Bethanaboina
rights: Copyright (c) 2026 Computer Fraud and Security
date: 2026-02-21
publication date: 2026-02-21
starting page: 520
ending page: 531
doi: 10.52710/cfs.931

From Compliance to Resilience: Rethinking Cybersecurity Metrics in State Government
type: item
description: State government cybersecurity programs predominantly rely on compliance-based metrics that fail to capture true security effectiveness or alignment with public service missions. Traditional measurement approaches emphasize regulatory adherence and procedural completion rather than operational outcomes, creating dangerous gaps between compliance achievement and actual cybersecurity resilience. The disconnect becomes evident when organizations with strong compliance ratings experience significant cybersecurity incidents that compromise citizen services and public trust. This article proposes a comprehensive resilience-based metrics framework that shifts focus from regulatory checkbox completion to measurable outcomes across four critical pillars: preparedness, detection, response, and recovery. The framework integrates infrastructure hardening assessment, threat identification capabilities, incident management effectiveness, and service restoration efficiency to provide holistic visibility into cybersecurity performance. Implementation requires systematic transformation of measurement infrastructure, governance processes, and organizational culture while addressing challenges including cultural resistance, technology gaps, and skills development needs. The proposed measurement approach maintains regulatory compliance requirements while expanding evaluation scope to encompass mission-critical security capabilities essential for protecting citizen services and maintaining public trust. Expected benefits include improved risk posture through data-driven capability development, enhanced public confidence through demonstrated security effectiveness, and optimized resource allocation that concentrates investments on high-impact capabilities. Integration opportunities with broader digital government transformation initiatives create synergies that maximize implementation efficiency while supporting comprehensive modernization objectives.
creator: Swapan Arora
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
starting page: 532
ending page: 547
doi: 10.52710/cfs.932

AI-Driven Distributed Systems for Predictive Network Planning and Optimization in Telecommunications
type: item
description: Telecommunications networks have become complex systems spread over large areas that need to handle a huge increase in data traffic, different service needs, and high reliability requirements. Traditional methods for planning networks, which rely on fixed rules and a lot of manual work, are no longer enough to handle the complexity and rapid changes in today's fourth-generation and fifth-generation networks. This article examines the integration of artificial intelligence with distributed systems architectures to revolutionize telecommunications network planning and optimization. The article looks at how using microservices, cloud technologies, and machine learning together helps with predicting outcomes, making smart decisions automatically, and managing infrastructure that can grow easily. By synthesizing insights from recent advances in telecom optimization, microservices security, coverage prediction algorithms, and fault-tolerant system design, this article demonstrates how intelligent distributed platforms overcome the limitations of conventional planning approaches. The article indicates that AI-driven distributed systems significantly enhance planning accuracy, accelerate deployment cycles, and support proactive infrastructure evolution at national and multi-regional scales. As telecommunications networks continue to advance toward software-defined and data-centric architectures, the methodologies and frameworks presented herein provide essential guidance for ensuring resilient connectivity and sustainable infrastructure development in an increasingly connected world.
creator: Pramod Baddam
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
starting page: 548
ending page: 554
doi: 10.52710/cfs.933

Predictive Behavioral Analytics: A Machine Learning Framework for Proactive Fraud Mitigation in Digital Payments
type: item
description: The rapid expansion of digital payment systems has necessitated a fundamental shift from traditional rule-based fraud detection approaches to sophisticated machine learning frameworks capable of proactive threat mitigation. This article examines the integration of predictive behavioral analytics within digital payment infrastructures, exploring how advanced artificial intelligence techniques can identify fraudulent activities before financial losses occur. The article investigates multiple machine learning techniques, including autoencoders, convolutional neural networks, and long short-term memory networks, demonstrating their capability to establish comprehensive behavioral profiles and detect anomalies in real-time transaction environments. Particular emphasis is placed on addressing the critical challenge of severe class imbalance inherent in fraud detection datasets, where legitimate transactions vastly outnumber fraudulent cases. The article explores adaptive authentication systems that dynamically calibrate security requirements based on continuous risk assessment, balancing fraud prevention effectiveness with user experience optimization. Real-time risk scoring engines are examined for their ability to process massive data volumes with minimal latency while maintaining regulatory compliance. The article also addresses integration challenges, including computational complexity, model interpretability, and the need for explainable decision-making frameworks. Through analysis of ensemble methods, hyperparameter optimization techniques, and advanced resampling strategies, this article demonstrates how modern machine learning frameworks can achieve superior fraud detection performance compared to traditional approaches, enabling financial institutions to implement proactive intervention strategies that prevent losses while preserving seamless customer experiences in contemporary digital payment ecosystems.
creator: Siva Prakash
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
starting page: 555
ending page: 560
doi: 10.52710/cfs.934

Scalable Cloud Data Architecture for Enhanced Financial Decision-Making: Addressing Legacy Platform Limitations
type: item
description: Financial institutions handle massive data volumes daily while navigating strict regulatory demands and competitive pressures for timely decision-making. Legacy data platform architectures frequently display fragmented processing pipelines alongside significant governance deficiencies. Tightly coupled infrastructure configurations reduce organizational agility and limit responsiveness to changing business needs. Poor data quality leads to substantial revenue losses across enterprises operating in financial sectors. Compliance failures result in heavy penalties and extensive remediation costs for affected organizations. The current article proposes the Modular Governance-Integrated Cloud Architecture framework, referred to as MGICA throughout the discussion. MGICA addresses systemic deficiencies through decoupled compute-storage layers combined with domain-driven data organization principles. Clear ownership boundaries emerge from proper domain identification and bounded context establishment. Automated validation mechanisms detect quality issues at ingestion points before downstream propagation occurs. Unified semantic layer implementation ensures consistent metric definitions across all consumption interfaces and reporting tools. Comprehensive observability instrumentation enables proactive platform management rather than reactive troubleshooting patterns. Implementation occurred within a multinational financial institution over an extended deployment period covering multiple phases. Empirical evaluation measured outcomes across operational, governance, and decision-support dimensions systematically. Assessment revealed substantial reduction in infrastructure costs following framework adoption across the enterprise. Data quality incidents decreased significantly after deployment completion and stabilization. Regulatory reporting cycle times improved measurably across compliance functions and audit processes. Metric reconciliation efforts reduced considerably across…
creator: Saqib Khan
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
starting page: 561
ending page: 568
doi: 10.52710/cfs.935

Distributed Synthetic Twin Generation: A Unified Mathematical Framework for Federated Conditional GANs with Non-IID Data and Fine-Grained Access Control
type: item
description: The digital ecosystem is currently navigating a critical impasse where the exponential growth of data generation at the edge clashes violently with an increasingly stringent regulatory landscape characterized by frameworks such as the General Data Protection Regulation (GDPR), the Health Insurance Portability and Accountability Act (HIPAA), and the emerging European Health Data Space (EHDS). Organizations across high-stakes sectors like healthcare, finance, and industrial IoT possess vast, fragmented repositories of information—"data silos"—that hold the potential for transformative insights. However, the centralization of this data for the purpose of training sophisticated Machine Learning (ML) models is becoming operationally untenable due to the prohibitive risks of data leakage and the legal barriers to cross-border data transfer. Traditional anonymization techniques, such as k-anonymity or l-diversity, have largely failed to resolve this tension, often rendering data statistically useless or leaving it vulnerable to re-identification attacks through linkage with auxiliary datasets. This article articulates a potent technological response to this deadlock: Distributed Synthetic Twin Generation (DSTG). This novel framework synergizes the distributed data lifecycle management capabilities of Apache Spark with the high-performance, asynchronous actor-based compute model of Ray to establish a unified compute pipeline. The core of this architecture is a strict mathematical formulation of Federated Conditional Generative Adversarial Networks (Fed-cGAN) that is specifically designed to work on non-Independent and Identically Distributed (non-IID) data. The DSTG framework conceptualizes the generator as a dynamic Digital Twin, unlike the static synthetic datasets, which quickly go stale and provide binary privacy (all-or-nothing access). It is a live, generative model that synthesizes data on-demand, conditioned not only on class labels but also on the requesting user's…
creator: Vaibhav Sudhanshu Naik
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
starting page: 569
ending page: 577
doi: 10.52710/cfs.936

From Monolith to Multi-Region Cloud Databases: A Step-by-Step Guide for High-Availability Migrations
type: item
description: This article explores a comprehensive framework for migrating database architectures from single-region to multi-region cloud deployments. As platforms expand globally, they encounter challenges related to latency, availability, regulatory compliance, and scale limitations. The transition requires careful assessment of schema compatibility, selection of appropriate partitioning strategies, and implementation of a phased migration process. By following a structured execution framework that includes infrastructure preparation, dual-write implementation, and data validation, organizations can achieve high-availability multi-region deployments while minimizing disruption. Additional considerations include regulatory compliance integration, cost governance frameworks, and anticipation of common pitfalls. The guide offers practical tactics for rollback strategies, ensuring organizations can safely navigate this complex but necessary evolution in database architecture.
creator: Aditya Choudhary
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
starting page: 578
ending page: 589
doi: 10.52710/cfs.937

Refined ReLU and Smooth Refined ReLU: A Bounded-Negative Activation Family Bridging ReLU Simplicity and GELU Smoothness
type: item
description: The activation functions at the core determine the neural network learning through the lines of non-linearity and gradient propagation through the layers. Rectified Linear Unit (ReLU) brought a revolution to deep learning with its simplistic computation and sparse activations, but its design has a sharp directional gradient, which is zero, causing dead neurons and gradient flow being saturated. Gaussian Error Linear Units (GELU) solve these shortcomings by providing smooth probabilistic transitions at high computational costs through transcendental functions. The Refined ReLU (R-ReLU) and Smooth Refined ReLU (SR-ReLU) activation families strike this efficiency-smoothness trade-off balance with bounded-negative regions whose parameters can be tuned. R-ReLU uses a piecewise linear representation with an adjustable negative slope and threshold, whereas SR-ReLU applies cubic interpolation, which implies continuous first derivatives. Both of its forms have the computational simplicity of ReLU coupled with approximations of the gradient properties of GELU, but rely on simple, polynomially-expressible operations. Experimental results using benchmark datasets show comparable performance in terms of accuracy improvement at low computational costs compared to standard ReLU. The bounded-negative paradigm minimizes the probability of dead neurons and preserves hardware-friendly implementation properties, which can be deployed in resource-constrained environments. Neural tangent-based theoretical analysis shows that SR-ReLU is simulated by the same kernel as smooth activations and has the same convergence behaviour in analytically simple cases. These activations have a deterministic nature and quantization robustness that place them in an advantageous position to be used in edge computing applications, where energy consumption and inference latency are important limitations.
creator: Madhukiran Vaddi
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
starting page: 590
ending page: 598
doi: 10.52710/cfs.938

Cybersecurity-Centric Medical Device Firmware Development: The Role of IEC 62304 and Embedded Real-Time Operating Systems (RTOS) in Ensuring Safety and Compliance
type: item
description: This paper presents a comprehensive exploration of cycbersecurity aspects for medical devices developed under IEC 62304 and RTOS frameworks. When building software for medical devices, security matters a lot. Following IEC 62304 means planning every stage carefully. Because mistakes can harm patients, each update gets reviewed thoroughly. Instead of treating safety and function separately, they work together from start to finish. With threats always changing, checks happen continuously. Even small code changes follow strict rules. So risks drop when design meets real world demands early. Trustworthiness comes first, then meeting legal standards. The process opens with spotting key risks early One big worry for tiny computers inside medical gear is when bad code sneaks in. Hacking through repeated signals happens too, messing up normal operation. Access without permission opens more doors than it should. These risks change how devices behave in quiet but serious ways. Regular upgrades to device software matter because actual breaches show what happens without strong defenses. This report examines events where weak protection led to serious problems. One example follows another showing how fast threats spread when systems lack updates. Each case reminds us that small gaps invite big risks. Attention to detail grows more critical after seeing repeated failures. What seems minor often becomes major through neglect. Real damage occurs even when warnings were clear beforehand. Building things comes first. Then keeping them running matters just as much. Staying alert for what could go wrong shapes how work moves forward. That part matters inside worldwide rules like those from the FDA or the EU MDR and ISO standards. The paper evaluates the limitations of bare, metal systems. Yet shows what RTOS setups do when problems appear by locking down timing, keeping errors separate, starting up safely, yet connecting each piece tightly. One step back reveals how systems hide comple…
creator: Shiva Kumar Madishetty, Shilpa Chakinala
rights: Copyright (c) 2026 Computer Fraud and Security
date: 2026-02-23
publication date: 2026-02-23
starting page: 599
ending page: 613
doi: 10.52710/cfs.940

Mainframe Modernization: Strategic Frameworks for Enterprise Transformation
type: item
description: Mainframe modernization challenges organizations to balance the reliability, in addition to the capacity to process transactions with legacy applications, along with the agility and innovation that the cloud enables. Challenges exist. One must assess the existing application portfolio. One must select from various migration strategies, such as rehosting versus complete refactoring. One must manage the difficulties of migrating data from legacy to modern data models. Another reason is a security component, as organizations are transitioning to defence-in-depth to address the larger attack surface posed by APIs and integration with the cloud, as well as the need to comply with applicable regulations. Finally, the organizational aspect of modernization can be addressed by ensuring knowledge transfer when retiring employees and adopting agile ways of working, and change management and capability development. Those modernization programs that focus on technology excellence and alignment to corporate strategy by leveraging AI-based automation, a hybrid cloud architecture, and cross-functional team structures experience measurable business value beyond implementation by achieving improved operational efficiency and differentiation via optimised technology capabilities that improve their organization's services.
creator: Krantikumar Guduru
rights: Copyright (c) 2026
date: 2026-02-27
publication date: 2026-02-27
starting page: 614
ending page: 619
doi: 10.52710/cfs.946

AI-Powered Site Reliability Engineering: Integrating Intelligent Automation with Proven Design Patterns
type: item
description: As the scale of modern service-based infrastructures grows beyond human ability to understand their functioning, the customary alerting frameworks (such as manually configured threshold alerts) become ineffective. Artificial intelligence and machine learning systems are being used in the reliability engineering field of cloud-native microservices to move from responding to problems after they happen to preventing and predicting them, especially because a failure can quickly impact other services. For instance, studies have demonstrated that neural network-based prediction systems can detect anomalous events before they affect a service's availability. This article discusses how SRE practices apply to AI-powered automation, as well as frameworks for anomaly detection algorithms, causal inference models and predictive analytics that enhance human decision-making. The article looks at machine learning models that help monitor infrastructure, tools for observing system performance, automated processes for handling incidents, smart ways to manage resource usage and updates, and systems that automatically spot changes in configuration while involving human oversight. Overall, the summary shows how smart systems find, examine, and connect the reasons for small drops in performance and make controlled fixes while following the principles of traditional reliability engineering.
creator: Sreejith Kaimal
rights: Copyright (c) 2026
date: 2026-02-27
publication date: 2026-02-27
starting page: 620
ending page: 632
doi: 10.52710/cfs.947

Intelligent Knowledge Systems: Transforming Software Engineering Through Contextual AI
type: item
description: Modern software engineering confronts persistent challenges with fragmented knowledge distributed across requirements systems, code repositories, testing platforms, and organizational standards. This fragmentation creates inefficiencies, undermines consistency, slows development velocity and increases the risk of relying on unverified AI generated outputs. Retrieval augmented generation (RAG) architectures address these challenges by grounding language model responses in verified organizational knowledge through semantic retrieval, structured indexing, and adaptive generation pipelines. Layered architectures encompassing ingestion, enrichment, indexing, hybrid retrieval, and context aware generation transform scattered information into actionable intelligence. Machine learning integration enhances these systems through automated classification, relationship discovery, role-specific personalization, anomaly detection, and predictive forecasting capabilities that shift development from reactive problem solving to preventive engineering. Robust governance frameworks incorporating access control, automated redaction, comprehensive audit logging, continuous evaluation, and security hardening protect against adversarial inputs and unauthorized disclosure while maintaining system trustworthiness and compliance. This research demonstrates that retrieval augmented generation systems enhanced with machine learning capabilities represent a paradigm shift in enterprise knowledge management, transforming fragmented organizational knowledge into reliable, adaptive, and contextually aware engineering assistants that augment human expertise throughout the software development lifecycle.
creator: Venkatesan Kandavelu
rights: Copyright (c) 2026
date: 2026-02-27
publication date: 2026-02-27
starting page: 633
ending page: 643
doi: 10.52710/cfs.948

Understanding Memory-related Threats and Vulnerabilities in Large Language Models
type: item
description: Memory characteristics in large language models (LLMs) represent a transformative progress that enables relevant continuity, privatization, and adaptive learning in interactions. However, these capabilities introduce novel security vulnerabilities that extend beyond traditional concerns. This article examines the security implications of memory-enabled LLMs, categorizing architectural approaches and identifying distinct vulnerability classes, including temporal prompt injection, information persistence, and memory poisoning. Through documented case studies and empirical evidence, the article illustrates how these vulnerabilities manifest in production environments, leading to data leakage, system manipulation, and knowledge corruption. The article proposes comprehensive security frameworks incorporating memory segregation, temporal constraints, bidirectional filtering, differential privacy, and advanced auditing mechanisms. Since LLMS develops from stateless tools to constant assistants, safety paradigms must expand the traditional boundaries to address the entire memory lifestyle and ensure that these systems remain both functional and safe in sensitive operating contexts.
creator: Krishna Chaitanya Venigalla
rights: Copyright (c) 2026
date: 2026-02-27
publication date: 2026-02-27
starting page: 644
ending page: 649
doi: 10.52710/cfs.949

Cloud-Native Architectures for Large-Scale Remote Sensing and Geospatial Data Platforms
type: item
description: Modern remote sensing platforms use cloud-native architectures with standards-based separation of control and data planes to achieve cost and performance targets at the petabyte scale. Cloud-native stacks are designed around Cloud Optimized GeoTIFF (COG), a byte-range streamable format, SpatioTemporal Asset Catalogs for discoverable metadata management, and Open Geospatial Consortium (OGC) standards for interoperable service delivery. Performance is illustrated in distributed compute engines, including large-scale spatial joins and analyses over multi-temporal data. Service layer design considerations include tile-first APIs and tiled data pipelines, alongside aggressive tile caching at the content delivery network (CDN) and edge layers. Performance considerations model tile latency, time to first pixel, and egress efficiency in distributed systems. These standards enable elastic scalability of platforms and interactive visualization workflows to meet the variability in analytics consumption patterns. Demonstrations have established that performance can be improved with internal tiling, multi-resolution overviews, and HTTP range requests that reduce bandwidth and latency in a wide variety of client ecosystems.
creator: Devinder Tokas
rights: Copyright (c) 2026 Computer Fraud and Security
date: 2026-02-27
publication date: 2026-02-27
starting page: 650
ending page: 658
doi: 10.52710/cfs.950

Responsible LLM Systems: Governance, Safety, and Evaluation Frameworks for Enterprise AI Agents
type: item
description: Enterprise adoption of Large Language Models presents governance challenges due to their probabilistic nature and potential for generating harmful, biased, or non-compliant outputs. This article proposes a three-layer governance architecture for mission-critical enterprise environments across finance, healthcare, and legal sectors. The framework integrates pre-mitigation policy binding mechanisms, runtime safety enforcement systems, and post-mitigation audit capabilities. Novel contributions include enterprise-specific threat modeling, measurable evaluation protocols with defined thresholds, and compliance-aligned governance artifacts. The proposed architecture addresses gaps in existing governance approaches through systematic threat-to-control mapping, quantitative safety assessment protocols, and comprehensive audit trail specifications. Industry-specific implementation guidance demonstrates framework applicability while maintaining operational efficiency. Technical limitations including safety-utility trade-offs and adversarial adaptation challenges receive detailed treatment alongside mitigation strategies.
creator: Koushik Anitha Raja
rights: Copyright (c) 2026
date: 2026-02-27
publication date: 2026-02-27
starting page: 659
ending page: 669
doi: 10.52710/cfs.951

A Unified Call and Application Signaling Framework for Financial Fraud Prevention
type: item
description: Call-based social engineering remains a persistent threat to financial security, with fraudsters routinely impersonating bank representatives to manipulate customers into authorizing illegitimate transactions or revealing sensitive credentials. Despite advances in digital authentication mechanisms, current fraud prevention systems fail to protect customers during the critical moment when psychological manipulation occurs—the live phone conversation itself. Traditional security measures operate after customers have already been compromised mentally and emotionally, leaving them to independently verify caller legitimacy under conditions of manufactured urgency and fear. This article introduces a unified framework that directly addresses this vulnerability by establishing authenticated communication links between call center systems and customer-facing banking applications. The article operates through two complementary stages: verified bank calls trigger visual confirmation indicators within mobile and web interfaces, while device-level call detection generates contextual fraud warnings when customers access their accounts during unverified phone conversations. This deterministic verification mechanism removes subjective judgment from fraud detection, providing clear trust signals at the precise moment when customers face deceptive pressure. By integrating voice channel authentication with digital banking platforms, the framework creates a preventative defense layer that empowers customers during social vulnerability rather than reacting after financial loss occurs. The system demonstrates practical feasibility while aligning with privacy regulations and banking security requirements.
creator: Ravikumar Anilkumar Dwivedi
rights: Copyright (c) 2026
date: 2026-03-05
publication date: 2026-03-05
starting page: 670
ending page: 677
doi: 10.52710/cfs.955

Retracted
type: item
description: Retracted
creator: Retracted
rights: Copyright (c) 2026 Computer Fraud and Security
date: 2026-03-05
publication date: 2026-03-05
starting page: 678
ending page: 685
doi: 10.52710/cfs.956

Privacy-Preserving Multi-Institution Learning for Regulated Medical Imaging and Digital Health Platforms
type: item
description: Healthcare artificial intelligence development faces fundamental challenges in accessing diverse training datasets while maintaining patient privacy and regulatory compliance across institutional boundaries. Traditional centralized machine learning approaches prove inadequate for healthcare environments due to stringent data protection requirements, contractual constraints, and operational barriers that prevent effective collaboration between hospitals and healthcare networks. This article presents a comprehensive architectural framework for privacy-preserving multi-institution learning that enables collaborative model development while maintaining complete data sovereignty and regulatory compliance. The proposed system integrates federated learning paradigms with secure aggregation protocols, differential privacy mechanisms, and robust governance structures specifically designed for regulated healthcare environments. The architecture employs a four-plane design separating coordination, training, security, and evidence generation functions to ensure sensitive patient information never crosses institutional boundaries during collaborative learning processes. Advanced cryptographic techniques, including threshold cryptography and secret sharing schemes, provide mathematical privacy guarantees even when participants may be compromised or malicious. The framework addresses critical healthcare-specific challenges, including bias mitigation across demographic populations, clinical risk assessment through multi-layered validation protocols, and comprehensive lifecycle management with evidence generation for regulatory compliance. Systematic defense mechanisms protect against adversarial participants through robust aggregation methods and anomaly detection, ensuring equitable model performance across diverse patient cohorts and clinical contexts. The verification and deployment framework provides end-to-end traceability, cryptographically signed model artifacts, and staged …
creator: Shrikant Chikhalkar
rights: Copyright (c) 2026
date: 2026-03-05
publication date: 2026-03-05
starting page: 686
ending page: 694
doi: 10.52710/cfs.957

Access Recertification Is Broken: Rethinking Identity Governance for Modern Enterprises
type: item
description: Access recertification has been a foundational component of Identity Governance and Administration (IGA) since the beginning. Recertification, the process of ensuring that everyone in an organization has only the access they require, is an important component of compliance. The customary periodic recertification process, involving a manager or application owner reviewing the access of a number of users, is insufficient in an enterprise setting with thousands of applications, rapidly changing roles, cloud services, human and non-human identities. Static and infrequent reviews do not reflect dynamic organizational changes in role assignments, new projects and system configurations. Reviewers may be unaware of clarity of entitlements, patterns of entitlement usage, or the impact of access, leading to approval by default and recertification as a tick-box compliance exercise. The identity landscape now includes not only human subjects such as employees but also contractors, partners, service accounts, APIs, and self-acting agents, many of which are not attributed to a specific subject. This article describes the shortcomings of recertification methods and reviews alternatives that use continuous monitoring, behavioral analytics, contextualization, and automated decision-making. Integration with Privileged Access Management, risk-based prioritization mechanisms, and AI-driven behavioral intelligence represent essential components of next-generation identity governance frameworks that directly address shortcomings with respect to security, operational efficiency, and regulatory compliance.
creator: Sushant Chowdhary
rights: Copyright (c) 2026
date: 2026-03-05
publication date: 2026-03-05
starting page: 695
ending page: 702
doi: 10.52710/cfs.958

Identity Governance and Security Automation: A Technical Framework for Enterprise Access Management
type: item
description: Enterprise landscapes need identity and access management systems that can go beyond perimeter-based authentication models. Identity governance and security automation are the converging disciplines of enforcing least privilege, continuous verification, and policy-based runtime decisioning across distributed environments, enabling such requirements to be met. IAM products in modern usage separate runtime-based authentication from identity lifecycle provisioning. This separation exists due to the challenge of balancing governance requirements against the need for real-time access enforcement in a world of on-premises, cloud and hybrid deployments. Customary role-based access control systems also face 'role explosion' issues where the number of role definitions required can exceed the number of employees. Attribute-Based Access Control (ABAC) uses subject attributes, object attributes, environment attributes and policy rules at access decision time to enable dynamic removal or granting of access decisions that are not predefined assignments of static roles. Identity Lifecycle Management (ILM) automates Joiner-Mover-Leaver workflows to sync to authoritative Human Resource systems for access entitlements. Separation of Duties prevents conflicting entitlements from being assigned to identities, whilst Just-in-Time Access refers to the provision of time-limited elevation of privileges upon request and policy validation, adhering to Zero Trust principles through assumed breach and continuous verification of all access requests for resources. Policy-as-Code is a model-driven specification of IAM policies in a domain-specific language, enabling IAM policies to be controlled in source version control and specified declaratively in a CI/CD pipeline. Identity Fabric is a federated authentication and authorization architecture between domains using open standards protocols.
creator: Suneel Kumar Rawat
rights: Copyright (c) 2026
date: 2026-03-06
publication date: 2026-03-06
starting page: 703
ending page: 710
doi: 10.52710/cfs.962

AI-Enabled Zero-Trust Security Architecture at Network Edge
type: item
description: Enterprise network security has rapidly transitioned from customary castle-and-moat architectures to Zero-Trust network security architectures that focus on identity-based security controls for distributed computing environments. In particular, the emergence of Internet of Things (IoT) devices and cloud computing, together with the associated threat landscape, render customary castle-and-moat security architectures as well as trusted networks and trusted devices obsolete. As a result, constant authentication and authorization of each access request based on a wide-ranging context are required instead. Edge computing infrastructure can implement Zero Trust using distributed policy enforcement points with low-latency response and control. Artificial intelligence-based deep learning architectures, such as recurrent neural networks and transformer architectures, can autonomously detect threats at the edge by monitoring and analyzing network and device behavior during system operation in real-time. API-based security orchestration solutions allow security policies to be dynamically updated in response to incidents in the underlying network infrastructure, resulting in incident response time frames in the sub-second range. Advanced Persistent Threats targeting SCADA and ICS systems require alternative approaches such as game-theoretic modeling combined with physical system monitoring. When combined with Zero-Trust principles deployed at the network edge, ML can enable a distributed, ultra-low latency security fabric that is able to detect advanced and evasive attacks and that is suited to latency-sensitive applications. Physical system detection algorithms were shown to be effective against integrity attacks on IACS with low false positives. Protocol-specific intrusion detection systems using deterministic finite automaton approaches can achieve perfect traffic modeling and detect anomalies in the field. The security of the modern distributed enterprise against new-age cy…
creator: Naveen Kumar
rights: Copyright (c) 2026
date: 2026-03-06
publication date: 2026-03-06
starting page: 711
ending page: 716
doi: 10.52710/cfs.963

Governed Hyperautomation for CRM and ERP: A Reference Pattern for Safe Low-Code, RPA, and Generative AI at Enterprise Scale
type: item
description: Enterprise resource planning and customer relationship management systems form the core operational infrastructure of modern organizations. While automation technologies offer significant opportunities to improve efficiency and responsiveness, their integration introduces governance, security, and compliance risks that are often underestimated in enterprise environments. This article proposes a reference pattern for governed hyperautomation that integrates low-code platforms, robotic process automation, and generative artificial intelligence within a unified governance architecture designed for mission-critical enterprise systems. The framework addresses limitations in existing automation governance approaches by embedding policy enforcement, risk controls, human oversight, and continuous monitoring directly into the automation lifecycle. Drawing on industry best practices and multi-sector enterprise implementations, the model demonstrates how organizations can scale automation capabilities while maintaining data protection, regulatory compliance, and operational stability. The proposed deployment pattern integrates organizational governance structures, technical architecture layers, and AI risk management mechanisms, providing a structured approach to enterprise automation that supports innovation without compromising control, accountability, or long-term system integrity.
creator: Siva Prasad Sunkara
rights: Copyright (c) 2026
date: 2026-03-06
publication date: 2026-03-06
starting page: 717
ending page: 728
doi: 10.52710/cfs.964

Revolutionizing Telepresence: Seamless Life-Sized Holographic Imaging in Real-Time
type: item
description: Telepresence has emerged as a compelling research area driven by its potential to reduce travel costs, expedite communication, and enhance collaborative efforts. Among the latest developments in this field is mixed-reality telepresence, which holds significant promise. However, it has the formidable challenge of achieving strong, lifelike, and rapid 3D object reconstruction. Many current approaches emphasize real-time applications in the realm of cutting-edge technologies, particularly in the realm of immersive reality. However, these approaches often prioritize the synthesis of intermediary perspectives for specific viewing angles, rather than the comprehensive generation of complete 3D models. Introducing our ground-breaking system, aptly named "Holographic," we present a revolutionary end-to-end solution tailored for augmented and virtual reality telepresence. Our system seamlessly demonstrates the instantaneous creation of top-tier 3D models encompassing entire environments, including individuals and objects, using a sophisticated array of state-of-the-art depth cameras. What sets our innovation apart is the ability to transmit these highly detailed 3D models to remote users in real time. This enables individuals to wear virtual or augmented reality headsets to perceive, hear, and interact with remote participants in a three-dimensional space, creating an experience akin to a physical presence in the same location. This paradigm shift in audio-visual communication brings us closer to the immersive and authentic nature of face-to-face interaction. In this study, we provide a comprehensive and detailed overview of the holographic technical system, shedding light on its key interactive capabilities, the diverse range of potential application scenarios it unlocks, and initial findings from a qualitative study that delves into the unique communication medium it offers. Our primary focus is on delivering real-time 3D reconstruction that ensures the creation of accurat…
creator: AKM Bellal Hossain
rights: Copyright (c) 2026 Computer Fraud and Security
date: 2026-03-07
publication date: 2026-03-07
starting page: 729
ending page: 737

https://www.computerfraudsecurity.com/index.php/journal/article/view/966
type: item
title: AI-Governed Multi-Modal Data Sourcing Pipelines Using Apache Flink on Kubernetes: A Self-Evolving Architecture for Semantic Contracts, Schema Intelligence, and Cross-Format Normalization in Cloud Lakehouse Systems
description: Contemporary​‍​‌‍​‍‌​‍​‌‍​‍‌ cloud lakehouse settings are grappling with the challenges of handling diverse data streams originating from transactional databases, messaging queues, REST APIs, and unstructured sources. Conventional ETL systems often struggle to handle schema drift, semantic inconsistencies, and changing data formats on a large scale. The proposed AI-governed multi-modal data sourcing framework addresses fundamental limitations through three core innovations. Semantic contracts replace rigid schemas with machine-learned expectations encoding attribute relationships, value distributions, and contextual meanings derived from historical patterns. Self-evolving schema intelligence leverages large language models and embedding-based similarity scoring to detect structural drift, infer field transformations, and generate adaptation logic without manual intervention. Cross-format normalization unifies diverse modalities through AI-based extraction engines that process unstructured text, recursive parsing handles semi-structured hierarchies, and temporal alignment mechanisms maintain event ordering across sources with varying latency characteristics. Apache Flink deployed on Kubernetes provides distributed stream processing foundations enabling elastic scaling, stateful computation, and exactly-once processing semantics. Asynchronous barrier snapshots enable lightweight checkpointing without halting stream execution. Container orchestration automates resource allocation, failure recovery, and operator lifecycle management during transformation updates. The architecture delivers autonomous adaptation capabilities, semantic coherence across heterogeneous sources, and operational resilience for rapidly evolving lakehouse deployments.
creator: Jyothish Sreedharan
rights: Copyright (c) 2026
date: 2026-03-10
publication date: 2026-03-10
starting page: 738
ending page: 750

An Adaptive AI-Driven Framework for Optimizing Core Web Vitals in Large-Scale Digital Platforms
type: item
description: Web performance optimization has become one of the biggest challenges faced by large, scalable web applications. Core Web Vitals established a standard set of metrics to measure user experience across different conditions and deployments. Largest Contentful Paint measures loading performance, Interaction to Next Paint measures responsiveness, and Cumulative Layout Shift measures visual stability during the page lifecycle. Improvements often depend on fixed rules and settings, which may not adjust well to different situations, like using various devices, networks, and changing content needs from the application. An alternative or complementary approach is a learning-based smart system that leverages monitoring data from real-world users in production systems. Lightweight decision models based on machine learning can optimize frontend actions depending on the current workload. The proposed framework is distributed across geographically distributed infrastructure. Edge-based processing nodes can reduce the delay between observing performance and enacting a performance optimization. Experimental results show significant performance gains in all Core Web Vitals metrics when compared to standard static solutions, and its ability to scale and adapt confirms that we are ready for real-world use. The adaptive framework provides the foundation for the role of AI in web performance engineering today.
creator: Ranjith Reddy Gaddam
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 751
ending page: 769

An Adaptive AI-Driven Framework for Optimizing Core Web Vitals in Large-Scale Digital Platforms
type: item
description: Web performance optimization has become one of the biggest challenges faced by large, scalable web applications. Core Web Vitals established a standard set of metrics to measure user experience across different conditions and deployments. Largest Contentful Paint measures loading performance, Interaction to Next Paint measures responsiveness, and Cumulative Layout Shift measures visual stability during the page lifecycle. Improvements often depend on fixed rules and settings, which may not adjust well to different situations, like using various devices, networks, and changing content needs from the application. An alternative or complementary approach is a learning-based smart system that leverages monitoring data from real-world users in production systems. Lightweight decision models based on machine learning can optimize frontend actions depending on the current workload. The proposed framework is distributed across geographically distributed infrastructure. Edge-based processing nodes can reduce the delay between observing performance and enacting a performance optimization. Experimental results show significant performance gains in all Core Web Vitals metrics when compared to standard static solutions, and its ability to scale and adapt confirms that we are ready for real-world use. The adaptive framework provides the foundation for the role of AI in web performance engineering today.
creator: Ranjith Reddy Gaddam
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
starting page: 770
ending page: 785
doi: 10.52710/cfs.973

Architectural Patterns for AI-Integrated Enterprise Systems: Governance, Scalability, and Operational Latency Considerations
type: item
description: Execution velocity enabled by AI is revealing structural constraints of more predictable and slower delivery cycles inherent in older enterprise systems. Scaling engineering organizations face compounding overheads in coordination, patchy governance, and decision latency that scales across the boundaries of the team as AI increases the speed of change. The software engineering patterns related to architecture, such as encapsulation, loose coupling, fault isolation, and observability, provide a translatable basis to use in addressing these structural issues at the enterprise level. The cross-team interface contracts are formalized ownership boundaries; inputs, outputs, and escalation paths are all measurable constructs and not informal agreements. Capability-based scaling uses skills, leverage, and automation maturity as the unit of platform capacity as opposed to headcount. Latency-conscious governance substitutes bulky synchronous coordination with policy-directed controls and lightweight observability instrumentation, permitting autonomous team operation within specific guardrails. The paragraphs that follow consider the conceptual framework, the patterns of architectural design, the requirements of data infrastructure, the patterns of scaling and governance, and useful metrics, as well as the case applications in the industry, the implementation roadmap, and the risk considerations of the organization in the context of AI-era constraints to the enterprise teams.
creator: Lakshmi Priya Gopalsamy
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
starting page: 786
ending page: 792
doi: 10.52710/cfs.975

Secure Retrieval-Augmented Generation: Preventing Data Leakage with Provenance and Policy Enforcement
type: item
description: Retrieval-Augmented Generation (RAG) has become a paradigm architectural design to implement large language models in industries that face some form of regulation, but its probabilistic nature of retrieval creates a high risk of data leaks where access controls are not enforced or are used improperly. Secure RAG must have a comprehensive governance posture covering ingestion, indexing, retrieval, and generation mediated by identity-aware filtering, attribute-based access control, and policy-as-code frameworks that are version-controlled and auditably separate. Threats in this list are prompt injection, entitlement bypass, index poisoning, and generation-stage inferential disclosure, which need different prevention measures at the correct stage of the pipeline. The structural basis of the consistent enforcement is a two-plane architecture between the data plane and the control plane, where Open Policy Agent is the common decision-making and verifiable evidence bundle that meets the traceability considerations of the IEEE P7001 transparency standard. Assessment should be ongoing as opposed to periodic, and in terms of leakage rate, entitlement violation rate, provenance fidelity, and refusal correctness against a security harness that is consistent with the four core governance functions of the NIST AI RMF. The outcome is a deployment model where the enforcement of policy can be measured, provenance can be demonstrated to regulatory inquisitions, and leakage risk is structurally constrained as opposed to the widely held belief that this risk is mitigated.
creator: Narendra Bhargav Boggarapu
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
starting page: 793
ending page: 799
doi: 10.52710/cfs.976

Agentic AI in E-Commerce: Security Risks of Autonomous Decision Loops in Discovery, Pricing, and Routing Systems
type: item
description: Agentic artificial intelligence is becoming increasingly prevalent in large-scale e-commerce systems, where it controls critical functions including product discovery, dynamic pricing, and fulfillment routing. Unlike traditional decision support systems that need human approval before taking action, agentic architectures can act directly through platform services, creating ongoing cycles of observing, deciding, and acting with very little human involvement. While such systems reduce response latency and improve operational efficiency, they simultaneously introduce a fundamentally new category of security and integrity hazards that extend well beyond conventional application security concerns. This article examines how the extension of autonomous decision loops creates attack surfaces that traditional security frameworks fail to address adequately. The article focuses on failure modes and adversarial risks across three key commerce domains: product discovery and ranking, dynamic pricing and promotion management, and fulfillment routing optimization. By carefully examining these areas, the study finds common ways that systems can be exploited, such as manipulating feedback, hacking rewards, poisoning data, and misusing permissions by agents with too much authority. A specific threat model for agentic commerce systems is provided, along with controls for architecture and operations that focus on enforcing rules, ensuring visibility, limiting potential damage, and establishing governance. The main point made is that to protect agentic e-commerce systems, we need to prioritize decision integrity and loop stability as key security issues, which calls for new methods that work alongside, not instead of, traditional security practices.
creator: Shaibal Maji
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
starting page: 800
ending page: 806
doi: 10.52710/cfs.977

ML-Powered Root Cause Analysis and Automated Remediation for Java Microservices
type: item
description: It is far from adequate to detect performance regressions in production Java microservices without proper attribution and resolution, especially in large, rapidly changing codebases without wide-ranging human involvement. This is challenging in modern continuous delivery environments, where multiple commits are bundled into a release and the root cause is inferred from heterogeneous streams of performance telemetry, version control, and incident history. In this article, let’s build an end-to-end system for code change analysis with multi-modal feature engineering, gradient-boosted tree classification, SHAP-based explanations, and large language model code generation. And design an ensemble XGBoost model that learns the non-linear mapping from code change to runtime impact. By using SHAP values in order to give theoretically principled, plain-language relevance explanations that ensure engineer trust that these models are calibrated. A LoRA fine-tuned GPT-4 model then writes production-ready code changes through an AI-orchestrated pull request workflow, with human approval and staged deployment verification remaining mandatory as gates. The automation becomes an accelerant to engineering judgment rather than a substitute for it. The system is continuously retrained based on feedback from engineers to accommodate codebase changes.
creator: Tejendra Patel
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
starting page: 807
ending page: 813
doi: 10.52710/cfs.978

Governance and Safety in Autonomous Cloud Systems
type: item
description: As autonomous cloud systems increasingly drive critical infrastructure decisions at orders of magnitude higher speed and scale than a human can accommodates of autonomous decision-making, in tandem with ensuring the safety, accountability, and resilience of the larger socio-technical systems․ This article discusses the architecture of trustworthy autonomy in the cloud, including policy-based autonomy governance, failure containment, decision traceability and auditability, human-in-the-loop model, risk-aware operational models, and social implications of autonomous cloud governance․ On the other hand, policy-driven architectures apply machine-readable limits on automated behavior via compliance ranges, and failure containment architectures use bounded decision zones to prevent isolated failure from propagating to other services․ Decision traceability mechanisms provide observability for just-in-time post-incident attribution, regulatory compliance, and governance evolution․ Escalation models decide whether or when high-impact autonomous decisions are directed toward operators, both during and post-incident․ This balance can be achieved through risk-aware modeling of autonomous systems so that their risk profiles can be assessed ahead of execution regarding modifications to critical infrastructure․ All these dimensions speak to a strong general principle that autonomous cloud systems in health care, finance, and other public critical infrastructures must be engineered not just for efficiency, but also for verifiable safety, auditability, and institutional trust․
creator: Ganesh Vanam
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
starting page: 814
ending page: 820
doi: 10.52710/cfs.979

Autonomous Delivery Systems: Technological Approaches and Implementation Considerations for Retail Logistics Transformation
type: item
description: Last-mile delivery constitutes a significant cost burden within retail supply chains. Traditional fulfillment models rely on individual drivers navigating congested urban roads. Sequential package handoffs consume considerable time and operational resources. Consumer expectations continue shifting toward same-day and on-demand delivery standards. Conventional logistics architectures struggle to meet accelerating fulfillment demands. Autonomous delivery technologies present viable solutions to address persistent inefficiencies. Ground-based robotic platforms navigate pedestrian infrastructure for neighborhood deliveries. Unmanned aerial vehicles enable direct point-to-point routing unconstrained by surface traffic. Full-scale autonomous trucks handle middle-mile transport between distribution centers. Multi-modal integration architectures combine platform strengths through coordinated handoff systems. Major retailers including Walmart and 7-Eleven have launched pilot programs testing various autonomous delivery modalities. Robot-to-drone transfer mechanisms extend delivery range beyond individual platform capabilities. Regulatory fragmentation across jurisdictions creates compliance complexities for scaled deployment. Infrastructure requirements include charging stations, transfer facilities, and maintenance depots. Environmental conditions affect sensor performance and operational reliability. The article examines technological modalities, current industry implementations, and considerations shaping autonomous delivery adoption within retail logistics networks.
creator: Cijin Lonappan Kappani
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
starting page: 821
ending page: 826
doi: 10.52710/cfs.980

Detecting Financial Collusion Through Graph Analytics: A Procure-to-Pay and Payroll Fraud Detection Framework
type: item
description: Collusion remains one of the most difficult fraud schemes to detect because it is designed to defeat traditional rule-based controls and segregation of duties. Conventional audit analytics focus on individual transactions and attributes, while collusion operates through relationships between people, vendors, bank accounts, and approval chains. This article proposes a graph-analytics approach for identifying collusive behavior in procure-to-pay and payroll processes. The article introduces a network data model, risk indicators, and detection algorithms that combine structural graph metrics with financial attributes. The proposed framework demonstrates how internal audit functions can move from exception testing to relationship-driven continuous monitoring, improving detection of kickbacks, ghost employees, vendor favoritism, and approval rings.
creator: Karishma Velisetty
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
starting page: 827
ending page: 833
doi: 10.52710/cfs.981

Closed-Loop Binary Optimization: Integrating De-Identified Production Telemetry into the Build Lifecycle
type: item
description: Modern optimization techniques for performance mainly operate on the final binary emitted by the compiler. Profile-Guided Optimization (PGO) is a model of performance optimization: rather than applying heuristics to select optimizations at compile time, PGO selects optimizations based on run-time profiling of the program. Static compilation cannot predict the dynamic control flow. The cache behavior will also depend on the workload running in production machines. By measuring the execution in production, compilers can learn the frequency of hot paths and the requirements of branch prediction, caches, and instruction scheduling. Instrumentation overhead is reduced by a load-test infrastructure that runs copies of production traffic. Privacy-sensitive user data is sanitized by privacy-preserving de-identification pipelines. Query structure is preserved to allow possible optimizations in the process of data management. Continuous profiling maintains its effectiveness over time as both execution environments and workloads change. Autotuning, the process of finding optimal compiler settings for the specific workload, is increasingly realized through machine learning techniques. When deployed as standard infrastructure at the production grade, binary optimization offers new economic value through better resource utilization and lower latency services, and can offer a virtuous circle of improvement for high-performance digital infrastructure everywhere through using real-world telemetry to feed into the compiler toolchain.
creator: Varun Raj
rights: Copyright (c) 2026
date: 2026-03-16
publication date: 2026-03-16
starting page: 834
ending page: 841
doi: 10.52710/cfs.984

Architecting an Autonomous Compliance Infrastructure: An Agentic AI Framework for Legal-Critical Tax Systems
type: item
description: Enterprise software infrastructure operates under stringent regulatory, security, and operational governance constraints. The manual translation of natural-language statutes into executable application logic introduces measurable error rates and systemic latency, with legacy update cycles requiring three to sixteen months for full integration. This article proposes a formalized Autonomous Compliance Infrastructure (ACI) powered by an Agentic AI framework capable of continuously ingesting, translating, and deploying regulatory updates into legal-critical enterprise tax systems. The architecture enforces a Tax-to-Code separation model, decoupling declarative regulatory policy from core business logic, and integrates a Human-in-the-Loop governance model via Explainable AI for uncertainty quantification. Modeled evaluations demonstrate a reduction in compliance update lifecycle from months to hours, with an end-to-end update cycle time compressing from three to sixteen months to twelve to forty-eight hours. The framework addresses the research question of whether agentic AI architectures can safely operationalize continuous regulatory compliance in legal-critical enterprise systems.
creator: Abdul Basit Iqbal
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 842
ending page: 849
doi: 10.52710/cfs.992

Governing Large-Scale AI Transformation Programs in Enterprise Organizations
type: item
description: The rapid expansion of artificial intelligence (AI) across enterprise functions has elevated AI transformation programs from isolated technological initiatives to organization-wide strategic endeavors. As AI systems scale in complexity, autonomy, and impact, enterprises face significant governance challenges related to accountability, transparency, risk management, and regulatory compliance. This study examines how large-scale AI transformation programs can be effectively governed within enterprise organizations by integrating strategic, organizational, technical, and risk-oriented governance mechanisms. Using a mixed-methods research design, the study develops and empirically validates a multidimensional AI governance framework encompassing strategic alignment, organizational structure, data governance, model lifecycle management, risk and compliance oversight, and operational integration. Quantitative analysis reveals that strategic alignment and risk management are the most influential predictors of AI governance effectiveness, while lifecycle-oriented governance remains uneven during deployment and retirement phases. Qualitative insights further highlight the role of leadership accountability and embedded governance practices in sustaining AI value at scale. The findings contribute a holistic governance perspective that supports responsible, scalable, and trustworthy AI transformation in enterprise environments.
creator: Shweta Puri
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 850
ending page: 859
doi: 10.52710/cfs.993

Predictive Reliability Modeling for Regulatory Systems in Modern Financial Institutions
type: item
description: In this paper, we propose a new predictive reliability model for the regulatory systems in a distributed environment. While existing approaches to observability in these systems are based on threshold violations and alerts, our approach is based on temporal pattern recognition and multi-dimensional signal correlation to predict reliability degradation before regulatory violations happen. The model ingests telemetry data related to service latencies, error rates, resource consumption, and transaction flows, and uses machine learning to predict phases of stress on the system over configurable time horizons. When triggered by reliability scores, remediation is performed automatically by orchestration platforms whenever the confidence is more than a user-settable risk threshold. The decision to rebalance workloads, scale resources, and trigger circuit breakers is done automatically; however, service isolation and failover are handled by human operators when the model's prediction is below a user-settable confidence threshold. Smart caching and streaming analytics allow it to operate continuously without sacrificing transaction throughput. Running on production data validates the model's output in terms of its ability to flag reliability issues in time for further intervention, as opposed to only being used for diagnostics like other monitoring models. It is especially useful in regulatory system reliability applications, where standard monitoring systems do not provide sufficient warning of possible compliance violations.
creator: Abhiram Potharaju
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 860
ending page: 867
doi: 10.52710/cfs.994

Smart Retail Fuel Systems: IoT-Enabled Solutions for Loss Prevention and Environmental Safety
type: item
description: Retail fuel operations face critical challenges in managing underground storage infrastructure while preventing economic losses and environmental contamination. Traditional manual monitoring approaches create visibility gaps that allow undetected fuel shrinkage and tank leaks to accumulate over time. This article examines intelligent fuel monitoring systems that integrate Internet of Things sensor networks, cloud-based analytics platforms, and enterprise business systems to enable continuous surveillance of dispensing operations, inventory levels, and environmental conditions. The discussion explores sensor infrastructure deployment, including flow meters, tank level probes, and vapor detection systems that generate real-time data streams for anomaly detection algorithms. Statistical reconciliation methods, machine learning pattern recognition, and leak detection techniques identify discrepancies between transaction records and physical inventory while monitoring for containment failures and unauthorized withdrawals. Enterprise system integration through standardized protocols enables automated reconciliation with point-of-sale systems, work order generation for maintenance activities, and compliance reporting for regulatory authorities. Implementation considerations address calibration requirements, performance testing protocols, and maintenance practices essential for sustaining measurement accuracy. Operational benefits encompass loss reduction through early anomaly detection, regulatory compliance through automated documentation, and environmental protection through rapid leak identification. The article emphasizes that successful deployment requires rigorous calibration procedures, comprehensive staff training, and systematic verification protocols to ensure measurement reliability across distributed monitoring networks. This article proposes the Multi-Layer Intelligent Detection Framework (MLIDF), a structured architecture that organizes these capabilities int…
creator: Pavan Kumar Adabala
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 868
ending page: 875
doi: 10.52710/cfs.995

Cox Distributions and Multiphase Distributions
type: item
description: The aim of this work is to present the relationships between the Cox proportional hazards model and phase-type distributions, particularly Cox distributions. Phase-type distributions form a flexible class of lifetime distributions that can be interpreted as distributions of time to absorption in a Markov chain with a finite number of phase states. This allows for accurate approximations of a wide range of empirical survival time distributions, even in situations where classical parametric distributions (e.g., exponential or Weibull) do not provide a satisfactory fit. The work discusses the basic concepts of survival analysis: survival function, distribution function, density function, and hazard function. Special attention is given to the Cox model, which is a standard tool for analyzing the impact of multiple prognostic factors on survival time. Its assumptions, interpretation of regression coefficients, and the concept of hazard ratios are presented. In the following sections, the class of phase-type distributions is characterized, and it is shown how they can be used to model hazard functions in medical applications (among others.oncology, hepatology) and cybernetics – such as the analysis of the reliability of complex technical systems and computer networks. The theoretical considerations are illustrated by examples drawn from the classic works of Cox and Christensen regarding the survival of patients with cancer and liver diseases. Additionally, a cybernetic example is presented, in which the Cox model and multi-phase distributions are applied to describe the time to failure in an information processing system.
creator: Jerzy Dorobisz
rights: Copyright (c) 2026
date: 2026-03-25
publication date: 2026-03-25
starting page: 876
ending page: 884

Validation of a Phishing Risk Model in the Banking Sector based on Historical Data
type: item
description: Due to the growing digitisation of banking services, phishing remains one of the most significant threats in the banking sector. This paper presents a time-aware, standards-aligned framework for validating a phishing risk model using historical data while addressing class imbalance, calibration, and cost-sensitive thresholds. We outline data sources, privacy safeguards, feature engineering, and modelling families (regularised logistic regression, gradient boosting, random forests), together with blocked time-series validation and a cold hold-out. We emphasise reporting with PR-AUC, ROC-AUC, precision/recall@k, and calibration (Brier score), and connect model quality to operational value in SOC/ERM processes. An illustrative results section shows how precision–recall and calibration guide threshold selection and reduce analyst workload at fixed recall. The approach supports continuous improvement of anti-phishing defences and provides an auditable protocol for model governance.[1]
creator: Jerzy Dorobisz
rights: Copyright (c) 2026
date: 2026-03-25
publication date: 2026-03-25
starting page: 885
ending page: 892

AI-Based Predictive Safety Maintenance Using Connected Vehicle Data to Reduce On-Road Failures and Improve Customer Service Outcomes
type: item
description: Connected vehicles generate extensive high-frequency telemetry, which can be used to identify mechanical degradation well before it escalates to safety-critical failures. The following analysis reviews an AI-powered predictive safety maintenance system that interprets real-time signals generated by brake temperature patterns, ABS activity frequencies, metrics on engine cooling efficiency, and tire pressure trend variations to forecast component degradation and trigger proactive service recommendations. This article introduces a Multi-Sensor Safety Risk Fusion (MS-SRF) framework that computes probabilistic time-to-critical failure using cross-system telemetry aggregation. Unlike threshold-based predictive maintenance models, the proposed approach integrates safety severity modeling, customer response optimization, and warranty exposure minimization into a unified predictive intelligence architecture. This reduces the chances of breakdown, improves vehicle reliability, and secures customer trust, as the service centers will proactively call their customers before actual failures take place. This new AI-enabled predictive analytics approach allows catching emerging issues through pattern recognition from continuous streams of telemetry, in stark contrast with traditional reactive maintenance, which waits for active component failure. Service centers get advance notifications for scheduled interventions rather than emergency responses. The proposed system analyzes thermal anomalies in the braking systems, the cooling inefficiency in engine components, and deviations in pressure from tire monitoring data to calculate the probability of failure within defined time horizons. The consequent results are safer driving ecosystems through failure prevention, improved productivity of services through optimized scheduling, and measurable improvements in customer satisfaction. The benefits for auto manufacturers and their service networks are a significant reduction of emergency i…
creator: Ancilia Anthony Dmello
rights: Copyright (c) 2026
date: 2026-03-27
publication date: 2026-03-27
starting page: 893
ending page: 907
doi: 10.52710/cfs.999

The Integration and Impact of Exoskeletons in Product Lifecycle Management (PLM)
type: item
description: This article explores the transformative role of exoskeletons in Product Lifecycle Management (PLM), examining their impact across various stages of product development, manufacturing, and maintenance. It delves into how these wearable devices enhance worker capabilities, improve safety, and contribute to overall efficiency and sustainability in industrial settings. The article discusses the application of exoskeletons in design and prototyping, their benefits in reducing physical strain and improving productivity in manufacturing, and their role in facilitating maintenance and repair tasks. Additionally, it examines the use of exoskeletons in training and simulation, highlighting their potential to create more realistic learning environments and improve skill acquisition. The article also addresses the contribution of exoskeletons to sustainability through extended workforce longevity and improved product quality. Finally, it explores the challenges of implementing exoskeleton technology, including cost considerations and adaptation requirements, before concluding with an outlook on future prospects and research directions in this rapidly evolving field. Throughout, the article emphasizes how exoskeletons are reshaping traditional approaches to PLM, offering insights into their potential to revolutionize industrial processes and workforce management.
creator: Krishna Jayant Baride
rights: Copyright (c) 2026
date: 2026-03-27
publication date: 2026-03-27
starting page: 908
ending page: 916
doi: 10.52710/cfs.1000

Multi-Agent Orchestration for Intent-Based Network Operations: Automated Diagnosis and Remediation at Scale
type: item
description: Modern network infrastructures have grown beyond the capacity of traditional ticket-based management systems, creating operational bottlenecks and extended resolution times. Multi-agent orchestration introduces a paradigm where specialized artificial intelligence agents collaborate to transform human intent into coordinated network actions. Each agent assumes distinct responsibilities: diagnostic agents identify fault conditions and perform root cause analysis, policy agents enforce compliance and change approval workflows, remediation agents execute configuration modifications, and verification agents validate outcomes. An orchestration layer coordinates these specialized components, decomposing complex operational scenarios such as port flap incidents into discrete, executable tasks while maintaining comprehensive audit trails. This research employs architectural analysis and implementation pattern evaluation across typical NetOps workflows spanning fault diagnosis, change window execution, and continuous compliance validation. Field observations demonstrate measurable benefits including 60-75% reduction in mean time to resolution for routine incidents, deflection of 40-50% of repetitive tickets through automated handling, achievement of 95%+ compliance rates through continuous validation loops, and consistent documentation meeting regulatory audit requirements. Governance mechanisms ensure safe execution through comprehensive logging, human approval gates for high-impact changes, and automated rollback capabilities, enabling organizations to automate network operations without sacrificing control or auditability.
creator: Satya Sagar Reddi
rights: Copyright (c) 2026
date: 2026-03-27
publication date: 2026-03-27
starting page: 917
ending page: 928
doi: 10.52710/cfs.1001

Security Architecture Patterns for High-Volume Distributed Enterprise Platforms
type: item
description: For enterprise-grade distributed systems with large transaction volumes, security is an intrinsic system property. In cloud-native and microservices architecture, security transforms from a boundary around a monolithic application to an attack surface that includes authentication, authorization, and inter-service communication. Customary security models cannot be scaled to the level of the transactions. Tokenized propagation of identities via OAuth 2.0 and JSON Web Tokens, as well as the concepts of zero trust, including the use of mutual TLS, allows identity to be cryptographically verified over all service-to-service communication paths and at all levels of the network between any services, regardless of their internal network positioning. Event-driven pipeline security extends these principles to asynchronous operations by reattaching and validating an authorization context at the time of consumption. Operational security layers provide additional defenses against attacks and unexpected outcomes, e.g., rate limiting, anomaly detection, and audit logging. By designing such components to be scalable and independently deployable, applying the same performance engineering discipline as the core platform services, organizations can achieve the required security guarantees without sacrificing throughput or availability.
creator: Chandramouli Holigi
rights: Copyright (c) 2026
date: 2026-03-27
publication date: 2026-03-27
starting page: 929
ending page: 936
doi: 10.52710/cfs.1002

Leveraging AI-Driven Predictive Analytics and Real-World Evidence for Enhanced Clinical Decision-Making and Real-Time Healthcare Data Optimization
type: item
description: The healthcare landscape is undergoing a profound transformation through the integration of artificial intelligence, predictive analytics, and real-world evidence, fundamentally reshaping how clinical decisions are made and patient care is delivered. This article examines how these interconnected technologies enable earlier disease detection, support personalized treatment strategies, and facilitate real-time optimization of healthcare data processing. Predictive analytics harnesses machine learning algorithms to identify disease risk patterns before symptoms emerge, empowering clinicians to initiate preventive interventions that reduce morbidity and healthcare expenditures. Real-world evidence complements traditional clinical trial data by capturing the complexity and diversity of actual clinical practice, providing valuable insights for comparative effectiveness research and personalized medicine. The implementation of scalable platforms capable of integrating multiple data sources, including electronic health records, wearable devices, patient registries, and genomic databases, creates opportunities for more responsive and patient-centered care. However, significant challenges persist regarding data interoperability, algorithmic transparency, clinician adoption, and ethical considerations surrounding privacy and equity. Addressing these obstacles requires coordinated efforts among healthcare providers, technology developers, regulatory bodies, and policymakers to establish robust governance frameworks that balance innovation with patient safety. The successful deployment of these technologies promises to create more intelligent, efficient, and equitable healthcare ecosystems capable of meeting contemporary medical challenges.
creator: Piyushi Sharma
rights: Copyright (c) 2026
date: 2026-03-27
publication date: 2026-03-27
starting page: 937
ending page: 944
doi: 10.52710/cfs.1003

Privacy-Preserving Analytics as a Platform Primitive in Healthcare Data Systems
type: item
description: Healthcare data systems face fundamental challenges balancing large-scale analytics requirements with stringent privacy protection and regulatory compliance obligations. Current architectures treat privacy preservation as external constraints rather than foundational design principles, creating operational friction that limits analytical innovation while providing inadequate patient confidentiality assurance. This article proposes a platform-centric architectural framework positioning privacy-preserving analytics as first-class system primitives embedded directly into healthcare data infrastructure. The framework integrates privacy constraints across data ingestion, processing, and consumption layers through formal execution semantics and policy-driven enforcement mechanisms. Implementation strategies encompass differential privacy mechanisms, homomorphic encryption protocols, and secure multi-party computation techniques that enable sophisticated analytics without exposing sensitive patient information. Evaluation through multi-institutional clinical collaboration platforms and real-time population health monitoring systems demonstrates exceptional privacy-utility balance with strong regulatory compliance across diverse healthcare environments. The architectural model provides reusable design patterns applicable to regulated data domains beyond healthcare, establishing privacy-preserving analytics as an enabling technology rather than a limiting constraint.
creator: Narendra Reddy Mudiyala
rights: Copyright (c) 2026
date: 2026-03-27
publication date: 2026-03-27
starting page: 945
ending page: 951
doi: 10.52710/cfs.1004

Architecting Virtualized Enterprise Intelligence: A Framework for Secure, Fraud-Resilient Analytics
type: item
description: Enterprise reporting architectures traditionally depend on extract-transform-load pipelines that replicate transactional data across multiple storage layers. While operationally mature, this replication model increases cyber risk exposure by multiplying sensitive data copies across environments. Each replicated dataset expands the attack surface, complicates regulatory compliance, and weakens audit traceability. This article presents a security-aligned enterprise reporting architecture based on data fabric principles and semantic data virtualization, implemented using SAP Datasphere. Rather than copying transactional data into centralized warehouses, the system virtualizes metadata and business semantics while retrieving sensitive data only at runtime. The architectural transformation minimizes persistent replication, reduces exposure of regulated data, strengthens access governance, and improves audit integrity. Operational observations from large-scale retail and financial reporting environments demonstrate measurable reductions in data duplication, improved regulatory posture, and enhanced resilience against unauthorized data extraction and insider threat scenarios. The virtualized architecture addresses fraud vulnerabilities in financial close processes through policy-driven snapshot generation, cryptographic verification mechanisms, and auditable semantic versioning. Governance advantages include centralized role-based access control, unified audit logging, and identity-driven authorization that aligns with Zero Trust principles and data minimization mandates. Implementation considerations address source system dependency, query latency sensitivity, and semantic modeling discipline requirements through intelligent caching strategies and comprehensive monitoring frameworks.
creator: Dheeraj Kumar Bansal
rights: Copyright (c) 2026
date: 2026-03-27
publication date: 2026-03-27
starting page: 952
ending page: 965
doi: 10.52710/cfs.1005

Advanced Control Architectures for Single-Use Bioreactors in Cell and Gene Therapy Manufacturing
type: item
description: A paradigm shift of the biopharmaceutical industry has been seen in the movement towards cell and gene therapy production, where there is a need to adopt sophisticated and state-of-the-art single-use bioreactor systems with complex automation architectures. This academic paper provides a detailed outline of hierarchical control measures to be applied in the single-use bioreactor systems, in particular, that have to face the challenges of compliant film materials, restrictions of sensors, and dynamic working conditions. The article explores fundamental process control elements, including dissolved oxygen regulation, pH management, temperature stability, and agitation control, while examining the integration of continuous perfusion systems utilizing alternating tangential flow technology and discrete media exchange protocols coordinated with centrifugation equipment. Emphasis is placed on the systematic development of recipe-layer architectures that enable process scientists to configure complex operational sequences through parameterized phases rather than direct control code modification, thereby maintaining validation status across diverse therapeutic products and manufacturing scales. The control strategies discussed enable process intensification, achieving substantially higher cell densities and volumetric productivities while maintaining product quality attributes essential for viral vector production, engineered cell therapies, and stem-cell-derived therapeutics. The framework addresses critical regulatory considerations, including data integrity, electronic batch record integration, and risk mitigation strategies for potential failure modes. As the field advances toward increasingly complex cellular products and automated manufacturing paradigms, the automation architectures presented serve as foundational elements supporting the transition from traditional bioprocessing toward intelligent, adaptive manufacturing systems capable of responding to biological va…
creator: Prashant Mavani
rights: Copyright (c) 2026
date: 2026-03-27
publication date: 2026-03-27
starting page: 966
ending page: 975
doi: 10.52710/cfs.1006

Generative AI–Driven Semantic Integration Architecture for SAP Cloud and Hybrid Landscapes
type: item
description: Semantic heterogeneity is one of the most difficult challenges in EAI․ Integration errors, reconciliation issues, and misalignment of business objectives can occur when integrating heterogeneous data sources with different data models, business terms, master data definitions, and process semantics, especially in the situation of complex hybrid SAP and multi-cloud landscapes․ We present a Generative AI (GenAI) based semantic integration architecture for SAP landscapes․ The solution uses LLMs, enterprise knowledge graphs, and SAP cloud integration services to enable context-aware, business-aligned interoperability at scale through generative AI-improved design, mapping, orchestration, and governance for SAP's cloud environments․ It shifts SAP's interoperability architecture from being merely about syntax-based data exchange to a semantic interoperability layer that understands and relates business meaning, intent, and process to a variety of distributed SAP and non-SAP systems․
creator: Umamaheswarareddy Chintam
rights: Copyright (c) 2026
date: 2026-03-31
publication date: 2026-03-31
starting page: 976
ending page: 983
doi: 10.52710/cfs.1008

Data-Driven Resiliency and High-Availability Architectures: An AIOps Approach to Continuous Availability
type: item
description: Enterprise platform reliability has emerged as a strategic business imperative as organizations confront escalating financial consequences from system outages and operational disruptions. Contemporary resilient architectures demand comprehensive redundancy across frontend, middleware, and backend tiers, with each layer engineered to operate within explicit availability budgets that translate percentage targets into tangible downtime constraints. The backend data tier presents particularly complex challenges, requiring sophisticated replication strategies and quorum mechanics to balance consistency guarantees with fault tolerance capabilities while maintaining service continuity during infrastructure failures. Distributed and hybrid deployments extend these challenges across geographic boundaries, where organizations must navigate explicit tradeoffs between architectural redundancy, availability guarantees, and infrastructure costs. Multi-region replication topologies deliver progressively higher availability tiers but carry proportional cost premiums that necessitate careful evaluation against business criticality requirements. Traditional threshold-based monitoring proves insufficient for managing the operational complexity and telemetry volumes generated by globally distributed systems, leading to alert fatigue and delayed incident response. Artificial Intelligence for IT Operations addresses these operational limitations by applying machine learning techniques to event correlation, anomaly detection, and predictive analytics, enabling earlier identification of degradation patterns before customer impact occurs. The integration of structurally resilient architectures with AI-enhanced operational intelligence creates a comprehensive framework for sustaining continuous availability, transforming business continuity from reactive recovery capabilities into proactive service assurance processes that align infrastructure reliability with evolving enterprise demands whi…
creator: Kunal Bhushan Dixit
rights: Copyright (c) 2026
date: 2026-03-31
publication date: 2026-03-31
starting page: 984
ending page: 990
doi: 10.52710/cfs.1009

Sovereign Cloud Buildout Using Repeatable and Scalable Patterns
type: item
description: As governments, regulated industries, and critical infrastructure providers accelerate digital transformation, the need for sovereign cloud architectures has become unavoidable. Data residency, legal jurisdiction, operational autonomy, and national security concerns now shape cloud strategy as much as performance or cost. Traditional cloud deployments, often centralized, globally managed, and dependent on foreign operators, struggle to meet these sovereignty requirements. A modern sovereign cloud must guarantee that data, operations, and governance remain under the control of a specific nation or jurisdiction. To achieve these objectives consistently across different agencies, tasks, and areas, it takes more than custom engineering—it needs reliable and scalable designs that make sovereignty a core part of how cloud operations work. This article explores sovereign cloud buildout through the lens of architectural design, research innovations, real-world applications, industry-specific use cases, and the evolving role of AI-driven collaboration.
creator: Surya Narayana Lankalapalli
rights: Copyright (c) 2026
date: 2026-04-04
publication date: 2026-04-04
starting page: 991
ending page: 997
doi: 10.52710/cfs.1011

Securing the Boundary: Trust Context Separation in Privileged AI Agent Systems
type: item
description: Large Language Model-powered agents increasingly operate with privileged system access across critical enterprise environments, yet existing security approaches—including prompt sanitisation, input filtering, and behavioural guardrails—fail to address vulnerabilities inherent to neural architectures processing natural language instructions. Prompt sanitisation proves ineffective against semantic obfuscation and indirect injection attacks where malicious content enters through legitimate data retrieval channels. Behavioural guardrails lack formal trust boundaries, enabling adversaries to gradually corrupt agent behaviour through multi-turn interactions. Current privilege models assume static role assignments incompatible with dynamic agent operational requirements. This article presents TrustGuard, a security architecture implementing formal trust context separation for autonomous AI agents through three core mechanisms addressing confidentiality, integrity, and privilege minimisation: dual-path processing with cryptographic verification establishing mathematically provable isolation between system instructions and external inputs (integrity); continuous behavioural attestation achieving real-time anomaly detection (confidentiality protection); and dynamic privilege containment reducing permission exposure windows through just-in-time allocation (privilege minimisation). Production deployments across financial services, healthcare, and cloud infrastructure environments processing over 2.3 million transactions demonstrate TrustGuard's effectiveness against documented attack patterns including prompt injection, context poisoning, and privilege escalation attempts. Controlled adversarial testing establishes superior defensive capabilities compared to baseline implementations, achieving 4.2% attack success rate against direct injection compared to 26.2% for prompt sanitisation approaches. The empirical validation establishes quantifiable security improvements for privile…
creator: Barinder Pal Singh
rights: Copyright (c) 2026
date: 2026-04-04
publication date: 2026-04-04
starting page: 998
ending page: 1009
doi: 10.52710/cfs.1012

AI-Driven Fraud Detection in Healthcare: Architecture, Implementation, and Impact
type: item
description: Healthcare fraud remains one of the most costly and structurally persistent threats confronting the United States healthcare system. It diverts immense resources away from legitimate care and erodes trust in the institutions involved. Furthermore, healthcare fraud has outstripped customary rule-based and manual audit processes both in velocity and complexity, and in the adaptive capacity of fraud networks. Artificial intelligence and machine learning-based systems have emerged as an alternative that can look at hundreds of variables across thousands of claims, identify anomalies in real time, and continuously learn as fraud schemes evolve. Technical architectures that include supervised ensemble models, unsupervised anomaly detectors, and graph network analyses have shown improved performance on insurer data. When data quality, algorithm fairness, model explainability, provider due process, and human intervention and monitoring are prioritized, AI-based fraud detection can add long-lasting value to patients, payers, and the healthcare system by recapturing payments to fraudsters and preventing future losses at scale.
creator: Sri Venkata Aravindbabu Malempati
rights: Copyright (c) 2026
date: 2026-04-04
publication date: 2026-04-04
starting page: 1010
ending page: 1018
doi: 10.52710/cfs.1013

The Proactive Paradigm: Leveraging Multi-Agent AI Systems for Autonomous Network Operations
type: item
description: The scale, complexity, and traffic dynamism of contemporary network environments have outpaced what threshold-based alerting systems and human-led monitoring approaches can reliably manage. Reactive paradigms that register conditions only after they have materialized leave organizations continuously exposed to service downtime and degraded user experiences that carry measurable operational and financial consequences. This article presents an architectural framework for proactive network operations organized around a multi-agent artificial intelligence system. Network intelligence is distributed across four functionally distinct agent classes- Collector, Analyst, Resolver, and Coordinator—operating collectively to monitor, analyze, predict, and intervene before network conditions reach the service impact threshold. The Analyst Agent layer draws on four AI model types, each selected for the specific analytical demands of its designated function: recurrent neural networks for predictive time-series analysis, graph neural networks for topological dependency modeling, reinforcement learning for dynamic traffic engineering optimization, and large language models for root cause analysis from unstructured log data. A Network Digital Twin provides the training, simulation, and validation environment through which autonomous action is tested and confirmed before any intervention reaches the production network. The framework advances from reactive troubleshooting toward a proactive, AI-driven network assurance model, offering organizations a structured pathway to self-healing infrastructure grounded in architectural principles rather than speculative capability projections.
creator: Aysha Siddhikha Husaini Basha
rights: Copyright (c) 2026
date: 2026-04-07
publication date: 2026-04-07
starting page: 1019
ending page: 1028
doi: 10.52710/cfs.1014

Reliability and Deterministic Integrity in Governance-Centered Case Processing Infrastructure
type: item
description: When institutional case processing systems fail, the consequences extend well beyond downtime or data loss—they erode the procedural foundations on which governance authority rests. In high-accountability environments such as regulatory bodies, public sector agencies, and judicial oversight institutions, a single unrecorded transaction or inconsistent state transition can compromise adjudications, invalidate supervisory approvals, and expose institutions to legal liability. This article examines reliability not as a performance metric but as a governance imperative embedded in system architecture. Governance-focused case processing systems require deterministic state progression, strong transaction reliability, and distributed consistency because audit defensibility and compliance legitimacy depend on them. Drawing from distributed systems theory, concurrency control literature, and consensus modeling research, this paper develops a structured framework treating reliability as institutional infrastructure. It explores how event ordering, isolation enforcement, failure recovery, and temporal integrity mechanisms maintain reconstructable oversight histories under concurrency stress and network partition conditions. The central argument is that deterministic integrity is not optional hardening—it is the architectural expression of institutional accountability in digital environments.
creator: Romal Bharatkumar Patel
rights: Copyright (c) 2026
date: 2026-04-07
publication date: 2026-04-07
starting page: 1029
ending page: 1036
doi: 10.52710/cfs.1015

Contract-Driven Modernization Framework: Migrating SOAP Services to GraphQL Interfaces in High-Traffic Platforms
type: item
description: Legacy service systems using the Simple Object Access Protocol are facing more challenges due to different consumer needs and a focus on mobile delivery. This is causing issues with how these systems work together, leading to problems like unnecessary data retrieval and difficulties in managing different versions, which slows down performance and hinders updates in busy environments. Proposed solutions GraphQL offers a different approach by using a schema-first, client-driven contract that allows for specific field-level queries and easy schema updates. Proposed trade-offs are discussed. To make high-traffic systems work well with GraphQL, it's important to plan carefully for contract testing, schema changes, fast resolver execution, and gradual management of changes to avoid problems like failures and downtime. This article explains a way to modernize systems by using a GraphQL gateway and a custom resolver layer in front of the current SOAP services, which helps to smoothly transition and work alongside existing systems. The controls include keeping track of contracts, designing schemas that fit specific contexts, managing how and when to phase out old features, overseeing query costs, testing contracts based on consumer needs, and monitoring The controls are designed to allow high-traffic platforms to gradually update their key interfaces with behavior equivalence, production stability, and sustainable maintenance.
creator: Hima Bindu Yanala
rights: Copyright (c) 2026
date: 2026-04-07
publication date: 2026-04-07
starting page: 1037
ending page: 1043
doi: 10.52710/cfs.1016

Strategic Planning and Stakeholder Communication for Successful IAM Integration
type: item
description: The decommissioning of legacy identity management systems involves the continual aggregation of enterprise application portfolios into unified IAM platforms. Organizations face technical, governance, and resistance challenges in major IAM consolidation initiatives spanning multi-application, business unit, and organizational domains. Effective planning must account for governance structures, escalation procedures, and stakeholder communication to address low technical aptitude and resistance to centralized identity governance. This article examines governance frameworks, stakeholder engagement strategies, risk mitigation approaches, and change management practices that enable successful IAM platform transitions. Quantitative evidence drawn from enterprise deployments demonstrates that structured governance reduces post-migration stabilization periods from nine months to approximately two months, while intelligent validation eliminates up to 78% of manual reconciliation effort. Phased stakeholder engagement programs addressing IAM knowledge gaps across 100-plus IT professionals yielded measurable improvements in onboarding readiness and access provisioning efficiency. Through structured education, periodic governance checkpoints, and systematic knowledge transfer, IAM migration programs convert operational challenges into sustained improvements in security posture, regulatory compliance, and cloud operational efficiency.
creator: Neha Asthana
rights: Copyright (c) 2026
date: 2026-04-07
publication date: 2026-04-07
starting page: 1044
ending page: 1050
doi: 10.52710/cfs.1017

CrossGuard: A Zero-Trust Architecture for Privacy-Preserving AI Deployment Across Heterogeneous Multi-Cloud Environments
type: item
description: Deploying AI agents across multi-cloud infrastructure creates a fundamental identity problem. Traditional authentication mechanisms such as OIDC, OAuth, and X.509 PKI depend on centralized identity providers. These providers can be compromised, coerced, or manipulated by malicious cloud operators seeking to impersonate agents or revoke their credentials. We present CrossGuard, an architecture that replaces centralized identity management with blockchain-anchored, hardware-attested agent identities. In our design, each agent's identity is cryptographically bound to its Trusted Execution Environment through on-chain attestation records. This binding ensures that no single party, including cloud operators with full infrastructure access, can forge credentials, override legitimate identities, or tamper with the identity registry. The permissioned blockchain provides Byzantine-fault-tolerant consensus over agent registration, preventing malicious entities from corrupting the identity layer. Beyond identity, CrossGuard integrates confidential computing using Intel SGX and AMD SEV-SNP with smart contract-orchestrated federated learning, enabling privacy-preserving AI collaboration across organizational boundaries. A key technical contribution is our cross-TEE attestation protocol, which establishes mutual trust between enclaves from different hardware vendors without requiring a common root of trust. We implement a proof-of-concept on Hyperledger Fabric 2.5 with Flower-based federated learning. Our experimental evaluation shows blockchain coordination overhead of 660 ± 2ms per aggregation round with 20 participants, TEE-induced training slowdown of 45% for SGX and 5% for SEV-SNP, and linear throughput scaling to 50 concurrent agents. We argue this overhead is justified for autonomous, long-running AI agents where human-in-the-loop verification is infeasible. When amortized over agent lifetimes spanning days or weeks, the cost of cryptographic identity guarantees becomes ne…
creator: Praneeth Kamalaksha Patil
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 1051
ending page: 1063
doi: 10.52710/cfs.1024

An Equity-Aware Reference Architecture for Customer Data Platforms in Public and Financial Services
type: item
description: We propose an equity-aware reference architecture and design principles for Customer Data Platforms (CDP) that can enable delivering equitable public‚ financial‚ and retail services․ Existing work has focused on financial inclusion for mobile money‚ credit scoring systems‚ and equity-oriented front-end digital services‚ but there has been less focus on the underlying data platform architectures that can enable equity at population scale․ The Equity-Aware CDP Reference Architecture (EA-CDPRA) is an overall reference architecture with five interrelated layers: unified identity resolution‚ fairness-constrained behavioral segmentation‚ frictionless digital onboarding‚ real-time equitable service delivery‚ and privacy-centric ethical governance․ Real-time processing eliminates the time lag experienced by marginalized groups‚ thus not disproportionately disadvantaging them․ Data analytics identify barriers to program participation and inform program design․ Digital onboarding reduces friction for people without formal documentation through automated document processing and biometric verification․ Fairness-aware loyalty algorithms provide the ability to model value divergently across income segments․ Cloud-native architecture and microservices design patterns enable low-cost global adoption at population scale. Ethical data governance models embedded in platform architecture will align platform behavior with the aims of the community and of regulators․ This paper proposes a generalizable architecture utilizing data integration‚ machine learning‚ and scalable infrastructure for institutions of finance‚ retail‚ or digital services interested in serving historically neglected segments of a market․
creator: Vikas Sripathi
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 1064
ending page: 1074
doi: 10.52710/cfs.1025

Transformer-Based Anomaly Detection for First-Party Fraud Patterns Across Transaction Graphs
type: item
description: First-party fraud, or friendly fraud, is a new and emerging problem in digital commerce. It occurs when the legitimate cardholder takes advantage of chargebacks to obtain a refund for goods or services, despite having already received them. Because of the time between transaction and the filing of a fraudulent dispute, point of transaction detection does not work․ Simple rule systems and basic machine learning models that don't compare one account to others or rely on fixed features are not good enough for understanding the complex behaviors and connections involved in more advanced types of friendly fraud. Heterogeneous temporal graphs can be formed from these transactions using graph neural networks and transformer-based attention architectures. The heterogeneous message-passing layers, i․e․ the graph attention layer and the multi-head temporal self-attention layers surface cross-account, cross-device, across-time, and cross-dimension interaction signals of fraud missing from standard detection․ The use of fused structural and sequential representations improves detection efficacy across opportunistic, habitual, and organized fraud typologies. Cost-sensitive threshold calibration and human-in-the-loop review allocation enable deployment in production without excessive burdens of false positives. ․
creator: Gautham Paspala
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 1075
ending page: 1083
doi: 10.52710/cfs.1026

Know-Your-Agent (KYA): Extending Financial Identity Beyond Humans
type: item
description: Financial identity systems were built for humans. Know-Your-Customer (KYC), Anti-Money Laundering (AML), and beneficial ownership frameworks assume that economic actors are natural persons or legally incorporated entities. That assumption no longer holds. Autonomous artificial intelligence agents now negotiate contracts, execute procurement, trade digital assets, allocate treasury capital, and conduct cross-border transactions without real-time human intervention. Yet these agents possess no formal financial identity. This article introduces Know-Your-Agent (KYA)—a governance framework that extends financial identity infrastructure beyond humans to autonomous systems. Article argue that AI agents operating in financial contexts must be identifiable, accountable, auditable, and risk-classified. We develop a layered identity architecture, outline an agent risk scoring model, explore behavioral drift monitoring, analyze legal liability structures, and examine regulatory implications across jurisdictions. Through detailed use cases in retail procurement, decentralized finance (DeFi), enterprise treasury management, and IoT payment ecosystems, we demonstrate why KYA is not optional but foundational for the next generation of digital trust infrastructure. The article concludes with a strong future research agenda spanning explainability standards, cross-jurisdictional identity portability, agent-to-agent contract governance, systemic risk modeling, and the emergence of AI insurance markets.
creator: Sanjay Basu
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 1084
ending page: 1090
doi: 10.52710/cfs.1027

Cross-Cloud Generative AI Framework for AML, KYC, and Claims Fraud Detection
type: item
description: Financial​‍​‌‍​‍‌​‍​‌‍​‍‌ institutions and insurance companies are struggling more and more to spot money laundering cases, identity fraud scams, and fake insurance claims. The existing rule-based systems that detect only know how to react because they have significant shortcomings when adaptive criminal methodologies confront them. Static threshold parameters fail to capture evolving transactional patterns. Conventional machine learning implementations operate within isolated data environments. Semantic reasoning capabilities remain absent from current detection frameworks. A Cross-Cloud Generative AI Framework addresses architectural gaps through integration of large language models, retrieval-augmented generation mechanisms, and multi-agent reasoning systems. The framework establishes unified data ingestion pipelines across distributed cloud storage environments. Domain-tuned language models process heterogeneous data types, including transaction records, identity documents, and claims artifacts. Retrieval-augmented generation grounds analytical outputs in verifiable documentation, reducing hallucination risks. Specialized agents rapidly communicate in different domains of anti-money laundering, identity verification, and claims fraud. Cross-cloud orchestration can distribute inference workloads depending on computational requirements as well as data residency regulations. Zero-trust security principles safeguard sensitive financial information through continuous authentication and micro-segmentation. An explainability layer generates transparent reasoning paths satisfying regulatory examination requirements. The framework establishes a scalable foundation for next-generation financial crime prevention infrastructure.
creator: Venkata Raja Ravi Kumar Gelle
rights: Copyright (c) 2026
date: 2026-04-14
publication date: 2026-04-14
starting page: 1091
ending page: 1097
doi: 10.52710/cfs.1028

A Layered Revocation Resilience Model: CRL, OCSP, and Bounded Fail-Open Policy in Internet-Scale PKI
type: item
description: Certificate revocation is a critical yet structurally fragile component of Public Key Infrastructure. While cryptographic mechanisms for revoking trust are well-specified, their real-world effectiveness depends on factors that extend well beyond protocol design, including network availability, infrastructure reachability, client-side implementation behavior, and the operational realities of distributed systems at Internet scale. This article examines certificate revocation through a resilience-oriented lens, proposing a layered model that integrates Certificate Revocation Lists, the Online Certificate Status Protocol, and bounded fail-open behavior as complementary trust signals rather than competing alternatives. In the revocation architecture, every mechanism plays an important role and contributes a distinct and non-substitutable property. For instance, CRL provides durable and cacheable baseline coverage that is consistent across infrastructure interruptions. OCSP delivers high temporal fidelity when connectivity permits, and with stapling, latency and responder dependency can further be reduced. Bounded fail-open behavior manages remaining uncertainties with the help of policy-driven eligibility conditions instead of silent defaults. Together, these layers enable trust evaluation to degrade gracefully under partial failure conditions. The model reframes revocation from a binary enforcement problem into a resilience challenge, one in which the objective is not to eliminate uncertainty but to make it explicit, bounded, and manageable. The architectural trade-offs among security enforcement, availability continuity, and trust predictability are examined as first-class design considerations relevant to modern PKI deployments.
creator: Naresh Charugundla
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 1098
ending page: 1108
doi: 10.52710/cfs.1029

Designing Zero-Downtime, High-Availability Data Platforms for Real-Time and Regulated Systems
type: item
description: Real-time and regulated systems place demands on data platforms that conventional high-availability designs were never fully equipped to meet. Financial penalties, compliance violations, and reputational consequences attach directly to service interruptions in these environments, making even brief outages during maintenance, upgrades, or failover transitions operationally unacceptable. A framework for designing and operating zero-downtime, high-availability data platforms is presented here, built on deliberate architectural decisions, disciplined operational governance, and engineering practices calibrated to performance demands. The framework synthesizes recurring patterns drawn from sustained professional engagement with enterprise database and data platform architecture across environments where downtime tolerance approached zero and where reliability, auditability, and predictability carried mandatory operational weight. Deterministic failover, workload-aware replication, controlled change management, and continuous validation of availability guarantees form the core principles under examination. Zero-downtime operation emerges from explicit architectural choices made across the full platform lifecycle, not as a residual benefit of redundancy alone. Data platforms serving financial, healthcare, and regulatory reporting functions carry obligations reaching beyond commercial performance into public trust and institutional accountability, and it is precisely this broader obligation that makes continuous availability a non-negotiable design constraint rather than an operational ambition pursued after the foundational architecture has already been established.
creator: Ajay Srinivas Kiran Gemidi
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
starting page: 1109
ending page: 1118
doi: 10.52710/cfs.1030

Building Scalable and Compliant Co-Branded Credit Card Platforms
type: item
description: The co-branded credit card model sits at the intersection of consumer ecosystems and regulated financial infrastructures, demanding solutions that deliver both high performance and compliance with standards such as PCI DSS, SOC 2, and GDPR. This paper presents a conceptual and empirically grounded study examining how event-driven architectures and compliance-native design patterns orchestrate workflows, underwriting, and compliance checks across co-branded credit card platforms. Cryptographic techniques enable tamper-evident audit trails through immutable event logs and multi-layer key isolation. Microservice patterns coordinate asynchronous operations to decouple user actions from the latency of integrated banking partners. Domain-Driven Design using SOA patterns supports service decomposition and business alignment while preserving technical interoperability. Real deployments have demonstrated measurable improvements, including reduced incident tickets, sub-millisecond latencies, faster partner onboarding, and improved audit readiness. Applying event-driven patterns, cryptographic auditability, and microservice resilience helps co-branded credit card programs scale reliably and compliantly within complex, dynamic financial ecosystems.
creator: Ravindra Rajasekhar Kavuru
rights: Copyright (c) 2026
date: 2026-04-16
publication date: 2026-04-16
starting page: 1119
ending page: 1125
doi: 10.52710/cfs.1033

Protecting Brand Integrity Through Machine Learning: A Strategic Approach to IP Enforcement in E-Commerce
type: item
description: This comprehensive article outlines how ML technologies are changing IP enforcement in the e-commerce landscape in a way that protects brand integrity from sophisticated infringements. It traces the evolution of detection capabilities from initial text-based limitations, which proved vulnerable to strategic evasion, to the current generation of multimodal architectures that seamlessly integrate textual, visual, and behavioral data. This plays a vital role in contextual intelligence, which enables a system to distinguish intentional, malevolent counterfeiters and unintentional policy breaches by honest sellers. This subtle, context-sensitive feature allows brands to maintain healthy marketplace relationships while targeting high-impact, surgically focused bad actors. The success of these advanced protection programs is quantified using key performance indicators far beyond simple accuracy measures, such as temporal efficiency, time-to-detection, and responsiveness to unique infringement patterns. Substantial brand protection is proven to be a strategic resource, delivering dividends much larger than immediate revenue loss by strengthening consumer confidence and enhancing brand competitiveness in the online market. Looking ahead, the article contemplates emerging capabilities, including the shift toward real-time preventative detection, cross-platform monitoring, and physical supply chain tracing, as representative of the future of brand protection as a cohesive, proactive ecosystem.
creator: Kanika Gupta
rights: Copyright (c) 2026
date: 2026-04-16
publication date: 2026-04-16
starting page: 1126
ending page: 1132
doi: 10.52710/cfs.1034

Enterprise Content Management System Consolidation: Technical Architecture and Implementation Frameworks Across Public and Private Sector Environments
type: item
description: Content platforms within financial services organisations are typically fragmented. They are created from systems introduced through a range of means, including mergers and acquisitions (M&A), departmental initiatives, and advances in technology. When these siloed systems are consolidated into integrated Digital Experience Platform (DXP) architectures, advanced scenarios beyond content management can be implemented with migration of legacy J2EE applications, enterprise .NET applications and Software-as-a-Service (SaaS) point solutions, in particular marketing automation, personalized content delivery and cross-channel orchestrated customer journeys. Enterprise architecture frameworks such as The Open Group Architecture Framework (TOGAF), Zachman Framework, Method for an Integrated Knowledge Environment (MIKE2.0) propose architectural blueprints that have respective strengths for different types of organization. Migration strategy selection, e.g. between batch Extract-Transform-Load (ETL) processing or real-time Application Programming Interface (API) synchronization, can also determine implementation complexity and risk. This integration of marketing technologies is increasingly focused on consolidating to build capabilities like personalization engines, journey orchestration, and Digital Asset Management (DAM), all of which rely upon unified content. Financial services implementations from 2021-2023 can add important value, but involve considerable risk which requires good planning, strong executive sponsorship and contingency plans to reduce.
creator: Sudhakar Nuthalapati
rights: Copyright (c) 2026
date: 2026-04-17
publication date: 2026-04-17
starting page: 1133
ending page: 1144
doi: 10.52710/cfs.1035

Human-Governed Automation Loops: Embedding Human Authority in AI System Architecture
type: item
description: AI-driven systems increasingly operate in high-throughput, always-on environments where automated decisions occur at scales that exceed human supervisory capacity. In such settings, the absence of governance mechanisms embedded directly within system architecture creates a structural vulnerability, as existing oversight approaches such as human-in-the-loop learning, human-centered design frameworks, and procedural compliance mechanisms typically operate outside the runtime decision path. This paper proposes the Human-Governed Automation Loop (HGAL), an architectural framework that embeds human authority directly within the automation control plane. The framework introduces three core components: a Governance Policy Layer, Escalation Mechanisms, and Override and Audit Interfaces. Central to HGAL is the concept of decision delegation boundaries, which represent dynamically evaluated multi-dimensional constraints governing the distribution of autonomy within a system. These boundaries continuously assess factors such as model confidence, downstream impact scope, contextual sensitivity, and historical reliability to determine whether automated actions may proceed or require human review. By separating decision generation from decision authorization and enforcing governance as a programmable control-plane function, HGAL enables automation to selectively expand autonomy where reliability is demonstrated while preserving structured human authority in high-risk or uncertain conditions. The framework reframes human oversight from a periodic supervisory activity into a continuous architectural property of large-scale automated systems, supporting accountability, trust, and operational alignment in production environments.
creator: Suganya Nagarajan
rights: Copyright (c) 2026
date: 2026-04-17
publication date: 2026-04-17
starting page: 1145
ending page: 1153
doi: 10.52710/cfs.1036

A Governance-Driven Zero-Trust Architecture for Enterprise Multi-Cloud Kubernetes Platforms
type: item
description: Container orchestration platform adoption across heterogeneous cloud providers has expanded enterprise attack surfaces and exposed perimeter-based security model limitations. Multi-cloud Kubernetes deployments face security governance challenges from inconsistent identity enforcement, excessive service account privileges, east-west network exposure, and Infrastructure-as-Code drift. While Zero-Trust Architecture has been widely discussed, limited empirical validation exists for large-scale multi-cloud Kubernetes environments. This article presents a governance-driven Zero-Trust framework implemented within an enterprise multi-cloud platform spanning AWS and Azure. The framework integrates identity-centric workload authentication, network policy-based micro-segmentation, CI/CD-embedded policy-as-code validation, and automated drift detection. Security posture improvements were evaluated using privilege reduction ratios, network communication constraints, policy violation frequency, and configuration drift incidents. Performance impact was assessed through latency and throughput benchmarking. Results demonstrate significant reductions in excessive privilege assignments and unauthorized east-west communication while maintaining acceptable performance overhead within service-level objectives. The Enterprise Zero-Trust Implementation Model (EZTIM) provides practical guidance for governance-automated Zero-Trust enforcement in complex multi-cloud Kubernetes ecosystems.
creator: Dharmendra Ahuja
rights: Copyright (c) 2026
date: 2026-04-17
publication date: 2026-04-17
starting page: 1154
ending page: 1162
doi: 10.52710/cfs.1037

Automated Right-Sizing of Cloud Compute Resources: A Data-Driven Framework for Enterprise Cost Optimization
type: item
description: Cloud infrastructure environments frequently suffer from resource over-provisioning, leading to significant financial inefficiencies across enterprise organizations. This article introduces an integrated FinOps-aware optimization framework that combines continuous monitoring, intelligent workload analysis, and automated remediation within a unified platform engineering architecture. The solution leverages real-time utilization metrics across CPU, memory, and disk I/O parameters through multiple observability platforms. An analytics engine categorizes workloads into distinct usage patterns—burstable, steady, and idle—enabling precise resource optimization recommendations. The framework integrates with infrastructure-as-code tools to execute automated remediation pipelines, adjusting instance types, container resource limits, and node configurations based on actual demand patterns. Implementation follows blue-green deployment strategies ensuring zero-downtime transitions during resource adjustments. Results demonstrate substantial cost reduction potential while maintaining performance standards: 35-45% cost reduction per optimized instance, CPU utilization improvement from 15-20% to 65-75%, and memory allocation efficiency increased from 30% to 70-80%. This data-driven solution represents a significant advancement in FinOps practices, offering a scalable model for organizations seeking to optimize cloud expenditure without compromising service quality.
creator: Manoj Kumar Reddy Kalakoti
rights: Copyright (c) 2026
date: 2026-04-17
publication date: 2026-04-17
starting page: 1163
ending page: 1170
doi: 10.52710/cfs.1038

Network Architectures for Machine Learning Training Workloads in Cloud Data Centers
type: item
description: Networks in cloud data centers were designed around loosely coupled, request-response workloads generating predominantly north-to-south traffic, yet distributed machine learning training demands sustained, tightly synchronized east-to-west communication across large accelerator clusters. While prior work has addressed individual components of this problem — collective communication algorithms, transport protocols, and specific topology deployments — no unified framework has synthesized these threads into a structured architectural comparison spanning the full spectrum from general-purpose cloud to purpose-built ML training infrastructure. This paper fills that gap through a systematization of knowledge on the network architectural requirements of distributed ML training, synthesizing peer-reviewed literature from 2013 to 2024. Sources were selected through a keyword-based search of ACM Digital Library, IEEE Xplore, and USENIX proceedings, filtered by deployment scale and relevance to network performance. The analysis characterizes communication patterns across data-parallel, tensor-parallel, and pipeline-parallel training strategies; reviews leaf-spine, multi-rail, and optical circuit-switched topologies; and examines congestion dynamics arising from collective communication operations at scale. Evidence from the synthesized literature suggests that purpose-built ML training networks achieve substantially higher cluster efficiency than general-purpose cloud fabrics, and that elevated per-operation latency introduces measurable overhead accumulating across multi-day training runs. A production deployment scenario and practical design recommendations organized by cluster scale tier are also presented.
creator: Vijaya Bhaskar Methuku
rights: Copyright (c) 2026
date: 2026-04-17
publication date: 2026-04-17
starting page: 1171
ending page: 1186
doi: 10.52710/cfs.1039

Zero-Data-Loss Disaster Recovery for Hybrid Financial ERP Landscapes: An AI-Driven Approach
type: item
description: Enterprise financial landscapes operating across cloud-native ERP platforms, centralized finance hubs, and legacy source systems face compounding disaster recovery challenges that conventional backup-and-restore strategies are fundamentally inadequate to address. The tight operational dependencies introduced by real-time replication architectures—where a centralized universal journal continuously ingests financial postings from multiple heterogeneous source systems—demand a Zero-Data-Loss posture that is technically enforced rather than aspirationally stated. Synchronous HANA System Replication, with all financial core nodes, achieves full durability by writing every committed transaction durably until the application acknowledges completion. This gives RPO = 0 and minute-level recovery times driven by cluster automation․ STONITH fencing and cluster management automation. eliminate split-brain across the database tier and the ABAP central services layer. Enqueue Replication Server communication patterns implement application lock table persistence. Safe shutdowns, deterministic message tracking-aware replay, and the recovery-side interface framework replay are required to prove that the central journal contains exactly the source transactions and is sequentially consistent. Artificial Intelligence for observability tools aggregates telemetry across replication health, queue levels, and interface. error counts and network latency․ These are then analyzed by continuous anomaly detection in order to detect ZDL risk conditions before they impact services․ Runbooks informed by large language models provide policy guardrails against harmful failover automation decisions․ Continuous post-recovery universal journal reconciliation produces auditable evidence of recovery completeness, transforming disaster recovery from a documented contingency into a continuously verified operational guarantee for financial systems of record.
creator: Rajasekhar Reddy Putta
rights: Copyright (c) 2026
date: 2026-04-17
publication date: 2026-04-17
starting page: 1187
ending page: 1193
doi: 10.52710/cfs.1040

Database Cloud Architecture: Comprehensive Technical Analysis and Societal Transformation
type: item
description: Database cloud architecture is a new discipline that is influencing organizations‚ economies‚ and the infrastructure of society around the world․ The persistent growth in stored data due to business transactions, healthcare systems, the internet of things (IoT), and artificial intelligence presents tremendous opportunities and challenges in database management, processing, and analytics. Cloud computing platforms deliver on-demand, scalable, and cost-efficient infrastructure services, enabling organizations of all sizes to leverage enterprise-grade digital technology capabilities. Once too costly for all but the largest enterprises, this article describes how database cloud architecture acts as a driver of digital transformation and business innovation, creates jobs, and modernizes critical infrastructure such as healthcare and government while supporting security and environmental sustainability. The intersection of these three domains of skill, ethics, and value in service to the greater good offers database cloud architects the opportunity to foster economic and inclusive technology growth in a data-driven world.
creator: Rajesh Kumar Balusu
rights: Copyright (c) 2026
date: 2026-04-30
publication date: 2026-04-30
starting page: 1194
ending page: 1200
doi: 10.52710/cfs.1051

Quality Engineering and the Reliability of Modern Digital Infrastructure
type: item
description: Digital infrastructure has become foundational to the functioning of modern society, supporting financial systems, healthcare networks, logistics platforms, and communication services whose disruption carries consequences well beyond technical inconvenience. As the architectural complexity of these systems has grown, driven by the proliferation of microservices, distributed data pipelines, cloud-native deployment models, and edge computing environments, the discipline of quality engineering has been forced to evolve in kind. Conventional testing approaches designed for bounded, monolithic applications are structurally inadequate for validating systems whose reliability is determined not by any single component but by the emergent behavior of hundreds of interdependent services operating across geographically distributed infrastructure. This article examines the expanding role of quality engineering in sustaining the reliability of modern digital platforms, addressing the architectural transformations that have reshaped the validation challenge, the failure dynamics that distributed environments introduce, and the engineering strategies available to detect, mitigate, and recover from those failures. The discussion spans architectural validation, chaos engineering, data integrity assurance, observability design, continuous delivery pipeline construction, and disaster recovery planning, situating each within the broader Quality 4.0 imperative to treat quality as a continuously operating, data-driven, and reliability-integrated discipline. The societal dimensions of platform reliability are also examined, with attention to the obligations that critical infrastructure designation imposes on engineering practice and the trust implications of failure in high-sensitivity service domains. The article concludes by addressing the reliability challenges posed by emerging platform domains, including AI-augmented systems, safety-critical applications, and large-scale IoT deployme…
creator: Mani Deep Reddy Singireddy
rights: Copyright (c) 2026
date: 2026-04-30
publication date: 2026-04-30
starting page: 1201
ending page: 1211
doi: 10.52710/cfs.1052

Secure Kubernetes Reference Architecture for Enterprise and Artificial Intelligence Workloads
type: item
description: The shift to enterprise Kubernetes has transformed the responsibility of platform teams from cluster operators to overseers of multi-tenancy products with security-by-default policies. AI workloads alongside application services bring high-value assets with unique security properties to the platform, such as training datasets, model artifacts, and inference endpoints. We present a vendor-neutral reference architecture for Kubernetes-based platforms for traditional workloads and AI. Using design science research methodology, we integrate known security frameworks, research on compliance automation, and findings from practitioner literature. Trust boundary segmentation, tenant isolation, control plane hardening, policy-based workload control, and evidence-ready observability form the core components. In particular, it accounts for inference security for artificial intelligence pipelines and model-serving services, including verification of artifact provenance and segmentation of access to training and evaluation datasets. Architecture components are verified against industry security benchmarks and recognized governance frameworks. A progressive roadmap is defined, from baseline security controls to operation in a mature, continuously validated state across multiple teams and environments. The contribution extends Kubernetes security documentation, addressing emerging needs for enterprise governance of artificial intelligence workloads deployed on Kubernetes.
creator: Navaneeth Komirisetty
rights: Copyright (c) 2026
date: 2026-04-30
publication date: 2026-04-30
starting page: 1212
ending page: 1227
doi: 10.52710/cfs.1053

Failure Modes in AI-Augmented Data Systems: A Technical Analysis
type: item
description: As AI is integrated into data infrastructure, new modes of failure emerge, where data systems continuously degrade and drift, without outright failure. This article discusses five dimensions of AI failure in data systems: AI introduction and technical debt, silent degradation through quality drift, data lineage corruption and feedback cycles, technical and observability infrastructure, and principles of successful, failure-resistant data infrastructure design. On the basis of the technical documentation, empirical surveys, and case studies, the authors concluded that AI-augmented systems require novel monitoring strategies beyond what conventional metrics of operational performance provide, and that far better failure detection results from continuous validation through training, validation, and production compared with conventional testing-based methods. For systems that produce probabilistic outcomes and degrees of correctness instead of binary valid/invalid outputs, the use of data quality assurance, holistic observability, and human-in-the-loop pipelines is a common characteristic. The experience with tooling for production workloads indicates that explicit trust boundaries, metadata-first architecture, and cost-quality guardrails can be used to minimize the risk of cascading failures.
creator: Akanksha Mishra
rights: Copyright (c) 2026
date: 2026-05-02
publication date: 2026-05-02
starting page: 1228
ending page: 1233
doi: 10.52710/cfs.1057

Securing Agentic AI Systems: Threat Models and Penetration Testing Strategies for Enterprise Deployments
type: item
description: Agentic AI systems—autonomous or semi-autonomous agents capable of multi-step planning, tool invocation, and real-world action execution—are entering enterprise production environments at a pace that has materially outstripped the maturation of corresponding security controls. The attack surfaces introduced by these deployments, spanning indirect prompt injection through retrieval pipelines, tool-use escalation across execution sandboxes, model and memory poisoning in long-lived vector stores, and supply-chain subversion of unsigned model artifacts, fall outside the detection and prevention scope of conventional application security tooling, including static analysis, dynamic analysis, and software composition analysis. This article proposes a structured threat model for agentic AI systems that defines a five-category asset taxonomy, four adversary classes, and six representative attack patterns grounded in current industry frameworks and adversarial AI research. A six-phase penetration testing methodology is developed to address each attack class within safe, pre-production, and CI/CD-compatible boundaries, extending from architecture and supply chain review through runtime telemetry correlation with application security posture management platforms. Mitigation patterns are mapped directly to each identified attack class and integrated with DevSecOps pipeline controls, including prompt linting, tool-schema validation, signed artifact verification, and continuous red-team playbook execution. Outcome metrics covering guardrail efficacy, supply-chain integrity coverage, tool-use safety, and runtime risk reduction provide the quantitative evidence base required for both operational program management and publication standards. The controls and governance directions presented in this article align with current industry consensus on the shift from point-in-time scanning toward posture, provenance, and runtime-informed prioritization as the organizing principles of mature…
creator: Bala Thripura Akasam
rights: Copyright (c) 2026
date: 2026-05-02
publication date: 2026-05-02
starting page: 1234
ending page: 1244
doi: 10.52710/cfs.1058

Debugging Support for Confidential Computing Virtual Machines: Architectural Design and Implementation Framework for QEMU
type: item
description: Confidential computing virtual machines (VMs) rely on hardware-enforced memory encryption technologies to protect guest data from unauthorized access, including access by the hypervisor itself. While this isolation provides a strong security boundary, it fundamentally breaks the memory-access mechanisms upon which conventional debugging tools depend. QEMU, a widely deployed open-source virtual machine monitor (VMM), exposes built-in debugging capabilities through its gdbstub interface and monitor commands; both rely on direct guest physical memory access via host virtual address (HVA) operations that become unavailable when guest memory is encrypted. This article presents the architectural design of a structured debugging framework for QEMU that restores debugging functionality without compromising the security properties of confidential guests. The framework introduces a layered abstraction comprising an extended memory transaction attributes structure, a new MemoryDebugOps dispatch interface, vendor-specific memory region callbacks, and complementary debug-aware physical memory APIs. Each component is designed to intercept the debug memory-access path, route requests through firmware-assisted or hypervisor-extension-assisted decryption when permitted by guest policy, and leave general-purpose, non-debug code paths entirely unmodified. The design trade-offs, hook placement strategies, page-table walk considerations, and handling of unencrypted memory regions are examined in detail. The framework has practical relevance for cloud operators, hypervisor developers, and security engineers who need to diagnose and validate confidential VM workloads in production and staging environments without relaxing hardware-enforced isolation guarantees.
creator: Ashish Kalra
rights: Copyright (c) 2026
date: 2026-05-07
publication date: 2026-05-07
starting page: 1245
ending page: 1254
doi: 10.52710/cfs.1061

Artificial Intelligence and Society: Governance Models and Ethical Risks
type: item
description: The Artificial Intelligence (AI) has become a ground-breaking force in various markets that is transforming economies, industries and societies. However, as AI technologies evolve, the need to have effective patterns of governance and ethics continues to rise. The article is a research study, which explores the implication of AI on social life that includes the systems of government and the ethical hazard of its integration. It attracts attention to a moderate stance, according to which the evolution of AI cannot be unequal with the values and human rights in society but the negative impact that can be caused should be minimized. The various types of governance, centralized government regulation to decentralized ones, with other stake holders in the various sectors participating, academia, industry and civil society are discussed in the paper. Moreover, it brings up such ethical concerns as privacy, algorithm bias, goal displacement, and autonomy of the AI systems. The paper recommends a general AI governance framework, which considers the principles of transparency, accountability, fairness, and inclusivity. The given model can be used in the attempt to create a holistic approach towards managing the social impact of AI without compromising ethical concerns. The paper also emphasizes that there is a necessity to engage in interdisciplinary collaboration, involve the rest of society, and other countries to develop the regulatory framework that can become useful in the regulation of AI technologies. Lastly, this article suggests the proactive steps that should be implemented to ensure that AI will do something such that it will be equitable, ethical and sustainable to the society.
creator: Bramhanand Lingala
rights: Copyright (c) 2026
date: 2026-05-07
publication date: 2026-05-07
starting page: 1255
ending page: 1267
doi: 10.52710/cfs.1062

Autonomous Evaluation Architectures: Multi-Agent LLM Pipelines, Browser-Grounded Testing: Programmatic Alignment via DSPy, and Adversarial Robustness in Production Orchestration Systems
type: item
description: Evaluating multi-agent large language model systems requires fundamentally different approaches than evaluating single-model outputs. Conventional benchmarks assess isolated model capabilities in controlled conditions, but production multi-agent pipelines exhibit emergent failure modes that only manifest through agent interactions across pipeline stages. An individual agent may produce valid output that, when consumed by a downstream agent, leads to semantically incorrect or structurally broken final artifacts, a class of failures that per-agent evaluation cannot detect by design. This article introduces AgentForge-Eval, a closed-loop evaluation architecture that combines browser-grounded execution testing, multi-layer deterministic and semantic assertion frameworks, and programmatic prompt alignment to autonomously detect, diagnose, and remediate multi-agent failures. Unlike static benchmarks that assess what models produce, AgentForge-Eval tests what multi-agent outputs actually do by executing generated artifacts in headless browser environments and feeding runtime results back into an iterative fix loop with formal convergence guarantees. Deployment in a production multi-agent pipeline demonstrates substantial improvements in first-pass acceptance rates, significant reductions in iterations required before approval, and detection of a materially larger share of failures than semantic judge evaluation captures alone. Programmatic optimization using the full evaluation stack as its objective achieves additional composite metric gains through automated cross-stage prompt alignment. The framework contributes a formal taxonomy of multi-agent failure modes and empirical evidence that browser-grounded evaluation captures a failure class that proxy-metric assessment cannot reach.
creator: Venkata Chandra Sekhar Sastry Chilkuri
rights: Copyright (c) 2026
date: 2026-05-12
publication date: 2026-05-12
starting page: 1268
ending page: 1279
doi: 10.52710/cfs.1067

Governance Guardrails for Data Storage and Model Transmission: A Layered Security Framework
type: item
description: Enterprise architectures increasingly rely on a series of connected data pipelines, analytical engines and predictive models‚ with complex interdependencies across various enterprise and national boundaries․ As a result‚ governance limitations in storage and transmission components quickly spread downstream‚ affecting data reliability‚ regulatory compliance‚ and organizational trust across data stakeholders․ Security solutions seldom combine the governance of storage and communication‚ leading to a gap between layers․ This article presents a layered governance framework by organizing guardrails according to the data lifecycle‚ namely‚ data repositories‚ transformation pipelines‚ and model output channels‚ to address the cross-layer repercussions of governance decisions․ The abstraction combines schema enforcement‚ access control‚ lineage tracking‚ and transmission validation․ Systematic implementations encapsulate consistency‚ confidentiality‚ and semantic integrity within a structure leveraged across the entire lifecycle of data․ Adopting this approach allows organizations to maintain governance continuity while supporting analytical innovation in distributed environments.
creator: Dinesh Reddy Kommera
rights: Copyright (c) 2026
date: 2026-05-12
publication date: 2026-05-12
starting page: 1280
ending page: 1288
doi: 10.52710/cfs.1068

Federated Machine Learning for IoT/IoMT Security and Network Intelligence in HIPAA-Regulated Environments
type: item
description: The increase in the deployment of Internet-of-Things (IoT) and Internet-of-Medical-Things (IoMT) devices in healthcare systems has posed unprecedented cybersecurity challenges that compromise patient safety and data integrity, on the one hand, but introduce demanding regulatory compliance provisions under HIPAA systems, on the other hand. Conventional centralized machine learning methods of network security are not sufficient in healthcare settings where privacy laws do not allow aggregation of uncoded patient data, device logs, and network traffic patterns in centralized repositories. The new concept called federated learning represents a groundbreaking solution that promotes the idea of collaborative intelligence between the distributed nodes without the need to place raw data in a centralized place. The suggested architecture coordinates distributed device fingerprinting, real-time anomaly detection, and behavioral analytics among heterogeneous network nodes, which include medical devices, clinical equipment, and enterprise IoT endpoints, by local model training and encrypted parameter aggregation. Privacy-preserving solutions such as differential privacy, homomorphic encryption, and secure multi-party computation are designed such that even updates of a model cannot be deanonymised to reveal sensitive information whilst maintaining the same detection ability as in centralized methods. Experimental analyses reveal that federated intelligence can significantly improve the detection of advanced multi-stage attacks and low-frequency anomalies by combining patterns that can be seen across many institutions and achieve high accuracy in device fingerprinting and anomaly detection with a low false positive rate, which would be appropriate in a clinical setting. The framework has been able to strike the right balance between the necessity to ensure security and the need to provide privacy, which allows healthcare institutions to combine their efforts to protect against c…
creator: Nagappan Nagappan Palaniappan
rights: Copyright (c) 2026
date: 2026-05-18
publication date: 2026-05-18
starting page: 1289
ending page: 1296
doi: 10.52710/cfs.1072

Modern Stateless Authentication for Legacy Stateful Systems: Enabling OAuth/OIDC User Experience Without Rebuilding the Core Product
type: item
description: Legacy enterprise infrastructure products such as file and print servers typically use stateful directory-based authentication such as identity sources supported by LDAP and service principals backed by Kerberos, both of which are deeply integrated into the core runtime. In contrast, enterprise customers increasingly want modern browser-native administrative experiences using OAuth 2.0 and OpenID Connect (OIDC) based on authentication state encoded in cryptographically signed JSON Web Tokens (JWTs). A popular myth is that to provide such a modern experience, a large-scale rewrite of the legacy system is required. Describe a bridging architecture that rejects that myth and only requires small additions to be made at the edge of the system as an identity translation layer between modern token-based identities and OS-native principals, while also leveraging the battle-tested legacy core. Implementation connects the modern management plane to the existing Linux-based legacy server via a token-verifying PAM-based authentication module and a trust registry for SSO handler instances, stored in the existing directory infrastructure and managed by the administrator. This enables modern SSO flows while preserving the existing filesystem and internal service security models. It accomplishes a realistically achievable path to Zero Trust-based administrative governance without the risks and costs associated with system redevelopment.
creator: Bhanuprakash Naidu Basani
rights: Copyright (c) 2026
date: 2026-05-18
publication date: 2026-05-18
starting page: 1297
ending page: 1307
doi: 10.52710/cfs.1073

Cloud Computing and Distributed Systems: Architecture, Models, Algorithms, and Future Directions
type: item
description: Cloud computing has been viewed as one of the revolutionary paradigms in the realm of distributed systems, enabling scalable and on-demand usage of computer resources via a networked platform. The use of various technologies such as virtualization, distributed storage, high-speed networking, and effective resource management is crucial in improving the efficiency of computation in clouds. Cloud computing draws on some fundamental principles of distributed computing, such as fault tolerance, scalability, resource assignment, and consistency of data, thus fostering cooperation among remotely located computer resources and making service provision more efficient. In this article, the concept of cloud computing from a distributed computing viewpoint will be discussed. The article discusses the architecture layers, design models, scheduling policies, and security issues in cloud computing. In addition, new paradigms like edge computing, fog computing, and serverless computing will be covered. The article will also address critical concerns like data integrity, vendor lock-in, and cybersecurity. Some future research areas in distributed cloud computing include AI-assisted orchestration, cloud native computing, and distributed cloud computing models. Peer-reviewed articles and literature in distributed computing environments will provide the necessary background information.
creator: Anandan Sonaimuthu
rights: Copyright (c) 2026
date: 2026-05-18
publication date: 2026-05-18
starting page: 1304
ending page: 1312
doi: 10.52710/cfs.1074

Advanced Verification Methodologies for Multi-Die Integrated Systems
type: item
description: The semiconductor industry is experiencing a fundamental transformation as traditional monolithic system-on-chip integration encounters insurmountable economic and physical limitations at advanced process nodes. Escalating mask costs, yield degradation on large dies, and the imperative for heterogeneous computing architectures have catalyzed the widespread adoption of chiplet-based design methodologies. By decomposing complex systems into smaller, modular dies interconnected through advanced packaging technologies, chiplets enable process-node specialization, improved manufacturability, architectural flexibility, and cost-effective scaling across diverse product segments. However, this architectural paradigm introduces unprecedented verification challenges that transcend traditional validation approaches. Multi-die systems must ensure correctness across high-bandwidth die-to-die interconnects supporting multiple concurrent protocol layers, distributed cache coherency mechanisms operating across chiplet boundaries, asynchronous clock domain crossings with variable latencies, and complex power-thermal interactions in three-dimensional stacked configurations. These system-level interdependencies manifest only under sustained execution of realistic software workloads, creating validation requirements that conventional simulation methodologies cannot feasibly address due to prohibitive cycle count demands and limited observability across distributed architectures. Hardware emulation has emerged as the indispensable cornerstone of chiplet verification, uniquely providing the execution speed, multi-billion gate capacity, full-system visibility, and protocol monitoring capabilities necessary to validate complex multi-die interactions. This article presents a comprehensive examination of chiplet architectures, the multifaceted verification complexities they introduce across physical, protocol, and temporal domains, and the advanced emulation methodologies that enable success…
creator: Suri Babu Talla
rights: Copyright (c) 2026
date: 2026-05-18
publication date: 2026-05-18
starting page: 1313
ending page: 1320
doi: 10.52710/cfs.1075

Bi-Directional Synchronization Engines for Heterogeneous Enterprise Content Platforms: A Conflict Resolution Framework Using Vector Clocks and Semantic Merge Policies
type: item
description: Enterprise organizations increasingly operate heterogeneous content management ecosystems in which user-facing collaboration platforms—such as Microsoft SharePoint—coexist with backend records management and compliance systems—such as Oracle WebCenter Content (WCC)—necessitating bi-directional synchronization that preserves document integrity, metadata fidelity, and security permissions across architecturally dissimilar platforms. Classical distributed consistency mechanisms, such as Conflict-free Replicated Data Types (CRDTs), Operational Transformation (OT), and vector clocks, work well for homogeneous replica sets or text-based collaboration, but they do not consider heterogeneous metadata schemas, different permission models, and regulatory compliance constraints that are typical in enterprise content synchronization. This paper introduces BiSync, a conflict resolution framework that extends vector clock causality tracking with semantic merge policies. These policies are domain-specific rules based on document type, metadata schema mapping, and organizational compliance requirements. BiSync addresses three conflict classes: content conflicts (C1), metadata mapping conflicts (C2), and permission synchronization conflicts (C3). We introduce the Permission Drift Index (PDI), a quantitative metric measuring cross-platform permission state divergence, and decompose it into over-permissive and under-permissive components to distinguish data exposure risk from productivity impact. An evaluation of production workloads at Global 2000 enterprises—covering 4.7 million synchronized documents over 18 months—shows that BiSync reduces PDI by 41.2% compared to last-write-wins (LWW) approaches, achieves near real-time synchronization latency (median: 3.4 seconds), reduces storage needs by 70.2% through Remote Blob Storage (RBS) offloading, has zero GDPR/HIPAA compliance violations, and achieves 97.4% automatic conflict resolution.
creator: Mohammed Saad Tambe
rights: Copyright (c) 2026
date: 2026-05-30
publication date: 2026-05-30
starting page: 1321
ending page: 1327
doi: 10.52710/cfs.1081

Oracle AI: Agentic AI and Enterprise Applications Transforming Cloud ERP, Financial Systems, and Compliance Through Autonomous Multi-Agent Architectures
type: item
description: Agentic AI adds another layer of governance risk‚ compliance obligations and auditability of enterprise financial applications․ Oracle Corporation sees agentic AI as the foundation of its enterprise applications strategy․ Beginning with embedded AI and task-based agents‚ we now have outcome-based Fusion Agentic Applications for finance‚ human resources‚ supply chain and customer experience․ This paper analyzes Oracle's portfolio of agentic AI including: Oracle Fusion Agentic Applications‚ Oracle AI Agent Studio‚ Fusion Applications AI Agent Marketplace‚ OCI Enterprise AI‚ and Oracle AI Database 26ai from the perspective of financial systems governance‚ compliance transformation‚ and regulatory risk․ We drew on the literature in multi-agent orchestration‚ agentic governance‚ and regulatory technology to assess Oracle's architecture for auditability‚ role-based access control‚ deterministic output controls‚ and data sovereignty in autonomous agent execution pipelines․ We conclude that Oracle's full stack SaaS‚ PaaS‚ and IaaS integration platform with its large ecosystem of task-specific agents‚ Fusion Agentic Applications across all major domains of business‚ and curated marketplace of partner-validated agents provide a meaningful enterprise governance architecture for enterprises involved in regulated financial services‚ regulated by the EU AI Act‚ and subject to data sovereignty constraints.
creator: Vijay Tiwari
rights: Copyright (c) 2026
date: 2026-05-30
publication date: 2026-05-30
starting page: 1328
ending page: 1337
doi: 10.52710/cfs.1082

AI-Driven Self-Service Cybersecurity for Small and Home-Based Businesses
type: item
description: Small and home-based businesses face a widening cybersecurity gap as their digital presence expands across e-commerce platforms, cloud services, and social media channels. Existing security tools assume dedicated expertise, mature infrastructure, and enterprise-scale resources—conditions absent in small business environments. This gap creates measurable exposure to credential theft, web application exploits, misconfigured cloud assets, and brand impersonation. This article presents SecureMyStore.ai, an AI-driven self-service cybersecurity framework designed specifically for resource-constrained, non-technical business owners. The framework combines tools for automatically finding assets, regularly checking for weaknesses, using machine learning to connect risks, and providing help based on large language models (LLMs) into one easy-to-use system. Evaluation results show that non-technical users experienced much better visibility of potential threats, more accurate detection of vulnerabilities, higher success rates in fixing issues, and faster detection times compared to using manual methods and current commercial tools. The framework also creates a repeatable system for security operations that focus on clear explanations, helping to solve ongoing problems like analyst fatigue and too many alerts, which are still issues in big companies.
creator: Vaishali Mahavratayajula
rights: Copyright (c) 2026
date: 2026-05-30
publication date: 2026-05-30
starting page: 1338
ending page: 1352
doi: 10.52710/cfs.1083

Agentic AI and API-Driven Order-to-Cash Integration: Resilient Orchestration Across CRM and ERP Systems
type: item
description: Order-to-Cash (OTC) is a mission-critical, multi-system workflow spanning customer capture, order booking, fulfillment, invoicing, and financial posting across CRM and ERP platforms. Prior to this work, the integration layer relied on legacy, externally hosted middleware operating outside the enterprise's security and governance perimeter. This produced service outages, opaque incident response, and inconsistent error semantics, resulting in significant rework across CRM and ERP teams. The modernization described herein replaces that brittle layer with an enterprise iPaaS equipped with agentic AI capabilities, structured data validation, and end-to-end observability. The outcome includes zero unplanned downtime on the OTC path, accelerated customer order processing, on-time invoicing, and measurable improvement in revenue capture. This paper details the architectural decisions, design patterns, implementation mechanisms, and operational outcomes that drove these results.
creator: Sagar Mahableshwar Gadekar
rights: Copyright (c) 2026
date: 2026-05-30
publication date: 2026-05-30
starting page: 1354
ending page: 1364
doi: 10.52710/cfs.1084

Safety-Critical Cybersecurity Architecture for Robotic-Assisted Surgical Systems: Threat Modeling, IEC 62304 Compliance, and Navigation Platform Integrity in Multi-Site Integration Programs
type: item
description: Robotic-assisted surgical systems have undergone a fundamental architectural transformation, evolving from isolated electromechanical platforms into networked, multi-vendor, software-intensive systems integrating pre-operative planning databases, intraoperative navigation streams, real-time robotic control interfaces, and post-operative outcome registries through hospital network infrastructure. This transformation has created a cybersecurity attack surface for which conventional medical device safety standards including IEC 62304 and ISO 14971 provide necessary but insufficient governance, particularly in multi-vendor integration programs where two independently developed safety-critical systems are combined through defined software interfaces under organizationally distributed development governance. This article presents a practitioner-grounded cybersecurity architecture framework for navigation-integrated robotic surgical systems the first to address multi-vendor platform integration as a distinct cybersecurity design challenge in this domain. The framework applies STRIDE threat modeling adapted to a five-layer surgical robotic architecture, producing pre-control risk scores across six attack surface domains using the NIST SP 800-30 criteria, with a maximum score of 20 for navigation data stream tampering. A layered control architecture comprising physical plausibility validation, cryptographic HMAC-SHA256 navigation stream authentication, redundant position verification at critical anatomy proximity, and a statistical watchdog monitoring system achieves a 73% aggregate residual risk reduction from a pre-control score of 84 to 23, with all six domain scores below the ISO 14971 Class C residual risk acceptability threshold. IEC 62304 software safety class escalation in multi-vendor integration scenarios is analyzed, introducing a four-category cross-organizational anomaly management framework (Type 1 through Type 4) that extends the standard's requirements to cyb…
creator: Saideep Nakka
rights: Copyright (c) 2026
date: 2026-05-30
publication date: 2026-05-30
starting page: 1365
ending page: 1375
doi: 10.52710/cfs.1085

Design and Feasibility Assessment of a Hybrid Nature-Based and Artificial Purification Platform for In-Situ Treatment of Surface Water and Ambient Air
type: item
description: concerns in rapidly urbanizing regions. Industrial effluents, agricultural runoff, pharmaceutical residues, and municipal wastewater introduce heavy metals, organic pollutants, pesticides, dyes, and emerging contaminants into natural water bodies. Conventional centralized treatment systems often involve high costs and energy demand, highlighting the need for sustainable, decentralized in-situ purification solutions. Aim: This study aimed to design and assess the feasibility of a hybrid nature-based and artificial purification platform for simultaneous in-situ treatment of surface water and localized ambient air. Research Methodology: An experimental and developmental research design was adopted. Water samples from stagnant and flowing water bodies were collected and analyzed for physicochemical and biological parameters. The system integrated biochar adsorption, phytoremediation, membrane-assisted filtration, and renewable energy-supported circulation. Data were analyzed using descriptive statistics, comparative analysis, ANOVA, and regression techniques to evaluate treatment efficiency and system performance. Results: The hybrid platform demonstrated significant pollutant reduction, including 88% BOD removal, 90% COD reduction, 94% heavy metal removal, and over 95% microbial reduction. Turbidity and TDS levels were reduced within permissible standards. Ambient air particulate matter decreased by approximately 25–35% near treated sites. Statistical analysis confirmed the reliability and significance of improvements. Conclusion: The developed hybrid purification system is technically feasible, environmentally sustainable, and cost-effective. It offers a scalable decentralized solution for improving surface water quality and ambient air conditions in urban and semi-urban environments.
creator: Shrivats Sharma, Harsh Pandey
rights: Copyright (c) 2026
date: 2026-06-05
publication date: 2026-06-05
starting page: 1376
ending page: 1382

Power of Generative AI in Sales Forecasting: Transforming Revenue Prediction with AI
type: item
description: Sales forecasting, one of the ‌oldest, most critical, yet inaccurate functions of enterprise revenue management, creates wide operational and fiscal discrepancies across sectors due to the gap between the forecast and the actual sales. Stage-based rollups, historical win rates, and management judgment are customary methods of deal forecasting, but they fail to consider the behavioral, contextual, and unstructured signals that correlate with deal outcomes. Generative AI (GenAI) is transforming the field by using large language models (LLMs), retrieval-augmented generation (RAG), machine learning ensembles, and multi-source data pipelines to analyze these signals. The article explains new features in GenAI forecasting platforms, including how tools like deal health scoring, anomaly detection, scenario modeling, and natural language generation function; the metrics related to various deployments; and highlights important challenges (like data readiness, managing change, understanding models, and assessing ethical risks) as well as future research areas (such as agentic systems, multimodal signal processing, and federated learning). Organizations deploying GenAI forecasting should not be surprised to see dramatic increases in forecast accuracy, productivity, and revenue growth. They should not view the implementation as an experiment but as a calculated imperative.
creator: Rajiv Ranjan Singh
rights: Copyright (c) 2026
date: 2026-06-05
publication date: 2026-06-05
starting page: 1383
ending page: 1391
doi: 10.52710/cfs.1090

Unified Consent in U.S. Sports and Media Analytics: Double Opt-In, Data Governance, and the Reconfiguration of Fan-Centric Marketing
type: item
description: Digital fan engagement has fundamentally reshaped how professional sports leagues and media organizations collect, process, and act on behavioral data. Where broadcasters once relied on ratings estimates and stadium attendance figures, they now operate layered digital ecosystems—mobile applications, streaming services, loyalty programs, and in-venue sensor networks—each generating continuous, individually attributable behavioral telemetry. This expansion has unfolded alongside increasing regulatory scrutiny. The California Consumer Privacy Act and the California Privacy Rights Act have formalized consumer rights over personal data at a scale that directly implicates sports and media enterprises managing millions of fan records. In parallel, third-party cookie deprecation and mobile platform transparency controls have eroded the cross-platform tracking infrastructures that historically underpinned audience targeting. In response, unified consent frameworks—centralized, verifiable, and architecturally enforced—have emerged as a credible governance model for fan data activation. This article examines how unified consent, and particularly the double opt-in mechanism embedded within it, reconfigures fan data governance across sports and media operations. It analyzes implications for first party data monetization, consent-conditioned personalization in streaming environments, organizational governance, fan trust, sponsorship economics, and the evolution of privacy-enhancing analytic infrastructures.
creator: Aditya Bhoga
rights: Copyright (c) 2026
date: 2026-06-05
publication date: 2026-06-05
starting page: 1392
ending page: 1400
doi: 10.52710/cfs.1091